I tried out the ”whole enchilada” package with the Hilary Kramer services; they have titles like ”High Octane Trader,” and ”Game Changers.” Well, I used the advice, and started losing money. The options recommendations in particular were poor; some made money but several lost and the losers were much more detrimental than the winners were beneficial. Luckily, I had hedged effectively so my losses were limited. So I tried a different strategy: I took her recommendations and then compared them to the press reports and research I could do at Fidelity and Morningstar. I passed on several of them because she was in conflict with many if not all others.
I had hoped that this indicated she was a contrarian to be trusted, and I would win when others lost. Guess what? When she went against the grain she was wrong every time. Loser after loser piled up.
Now down almost 20% with the terrible advice she was giving, I decided to play the pattern I had seen emerge: do the opposite of what she recommended puts on Disney (DIS) in mid-April, so I bought calls. And, 35% later and counting, I have made back the losses from following her crummy advice.
She did no better on her stock picks; broke even mostly, and likewise, when she was contrary she was wrong.
So don’t wast your time or money on this one. Tell your friends.