26(f) Program

By rjmort, December 14, 2016

There’s a pitch to invest in what the author calls a 26(f) program. The authors encourages participation before April 10, 2017, when the Federal Government will declare a ”RETIREMENT BLACKOUT”.
Investing in this type of fund supposedly out performs any other retirement fund. What can this be? It’s copy righted by Money Map Press.

This is a discussion topic or guest posting submitted by a Stock Gumshoe reader. The content has not been edited or reviewed by Stock Gumshoe, and any opinions expressed are those of the author alone.

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137 Comments on " 26(f) Program"

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HHouser
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HHouser

Rule #1 – If it sounds too good to be true, it probably is.
Rule #2 – Reduce your spending and increase your savings.
Rule #3 – Talk to a professional who will debunk the myths and give you valid investment strategies.

Robert
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Dear “Houser’
Et.al… 26(f) program(s) are simply stock funds which you can purchase as easily as any mutual fund.
RB

mike reedy
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if it were legit, anyone of my many financial planner contacts in wirehouses would know and pitch it,

Jan
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Jan
As I closed out my email on ” junk mail ” this morning, an article about 26 F retirement programs caught me eye. I decided to give it a listen which had me tied to my computer longer than I wished to be. Of course the narrator was promoting a sales pitch for a fee booklet of which I refused to get sucked into. The narrator went on about how pre- retired and retired investors can add lucrative amounts of money to their retirement before the blackout date of April 10th of this year. He did admit that there are… Read more »
ram patel.
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ram patel.

People like these are con artist. stay away from this kind of people.

Philip Lemarque
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Since you are doing fine on your own through investing in the maket. You could give pointers on how to do it right. Only a suggestion, which I’d love to understand. Best.

Lalchand
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if you listen to the Map Press sales pitch,nowhere do they explain what a 26(f) program is and why it is “special” or “advantaged”. The sales pitch continues to appeal to your greed to get rich quick. All this so you become a member and subscribe to their newsletter at $80/year after the initial low ball rate. The idea is that that get you to build a portfolio based on the newsletter and you have to keep on buying the newsletter to know how to adjust the portfolio based on their buy-sell recommendation. If you take the risk you get… Read more »
abritc
Irregular
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abritc

You can read the sales pitch at http://www.topstocksforum.com/26-f-government-program.html. It sounds like the coming blackout refers to the new fiduciary standard for investment advisors, while the 26(f) program might be referring to discounted-price and/ or commission-free stock purchase plans sometimes offered to current shareholders. If those plans still exist they could indeed be helpful in getting richer over time.

dealerdeb1
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dealerdeb1

Isn’t it just an insurance annuity?Or a life insurance policy invested in any of their 200 funds available?You can add to them if they are not tax qualified for any amount you want

L Melling
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L Melling

The 26f program seems to have originated with the 190th general Court of the Commonwealth of Massachusettes. It was repealed in 1966,14.Sec 52 Is this a look alike?

Chris
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Chris

I think it’s selling options…not certain, but that looks like the pitch for Jim Fink’s Options for Income….you can sell calls against your holdings…if the strike isn’t met, you keep the premium…if the stock goes over the strike it’s called away. Don’t sell naked options-bad idea, but covered calls can generate additional income and it has little risk other than you might miss some of the upside in your stocks.

Mike
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Mike

Covered calls are an excellent way to weed out all good performing stocks, and leave your portfolio with all underperforming stocks.

local_volunteer
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local_volunteer

This smells like a con job. Probably whole life insurance disguised as an investment.

Monty
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Monty

I got an email from Agora Financial, which gave a link, https://pro.agorafinancial.com/LIR_glitch_1216/LLIRT188/?h=true ,
which seems similar to the topic at hand.

WINDICITIWOMAN
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WINDICITIWOMAN

I don’t have much, and this sounds like a con job.

WINDICITIWOMAN
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WINDICITIWOMAN

Sounds like another con job.

chris
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chris

All you need to know is, all of these so called investment gurus and publishing houses are on Rip Off Report .com!

Pam
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Pam

Can Canadians invest ?

Al Parks
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Al Parks

Not directly. You need to send me your money first.

Bennya1
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Bennya1

I got the info pack. We have 60 day to return it, I’ll report back.

Dan
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Dan

I would love to hear your analysis! What is the 26f? Is it
legitimate?

Rudy
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Rudy

It has been 30 days since your initial comment. Any update?

Guest
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Guest

It’s 9 mutual funds, most of companies anybody would recognize. Most have an required initial investment of $2500 (and no, I didn’t forget a decimal point.) If you got them all you’d be looking at over $20K. To get the returns talked about you need all dividends re-invested and a buy and hold mentality. Also continuing contributions. It’s not feasible for me, although there is one of those funds that I’m considering. It’s major holdings are ones that I’m interested in having but can’t afford in any meaningful amount. We shall see.

gregory
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gregory

what are the 9 mutual funds?

KOJACK
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KOJACK

What are the 9 mutual funds . I am a disabled military veteran should I look into the 26(f). what is the best way

Guest
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Guest
My take, knowing what the funds are, is that this isn’t for anybody with a limited income that needs more income NOW. The lowest you can get into any of these without going through a 401K is $1000. Most of them are $2500 and one is $3000. Then t0 really get anything out of it you have to reinvest dividends and add extra on a more or less regular schedule. Is this a scam? No. Is this a viable option for a person that already has a bundle or two and wants to leave a large legacy? Definitely. For John… Read more »
Rose
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Rose

How did it turn out. Are you invested? Are you able to get in as little as $100.00 and where can you take advantage of this offer? Thanks.

LJG
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LJG

Is this legitimate, anyone know? (does sound to good)

John
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John

If he make so much money doing it, why does he want my money

swgoombah
Irregular
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swgoombah

You ever meet a guy who didn’t want more money?

Mike
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Mike

Probably for the same reason he has filled all his articles with ads and prompts to become a pro member. He wants more money.

Johnny reynolds
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Johnny reynolds

I would like to know more about the 26f program

George
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George

Sales Job!

Guest
Guest
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Guest

Travis has decided to enter the discussion. See his analysis on Jan 18. He’s the final authority here, and he’s nailed it.

Mike
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Mike

Who’s Travis? Where did he enter the discussion (he’s nowhere on this discussion board). Can you give a URL where we can read his analysis and opinions?

Guest
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Guest

Travis IS the Stock Gumshoe, which just happens to be the site that you are on. Go to stockgumshoe.com if you’ve never been there. You’re in for the surprise of your life and I mean that in the best possible way!

Mike
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Mike

Thanks. Never heard of stockgumshoe or Travis but will check it out.

Mike
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Mike

OK so I read a few articles now on Stockgumshoe. Nothing earth shattering. A few good things to say, lots of ads, and encouragements to become a “pro”. But other than that, pretty typical finanancial stuff. Article on 26F programs was good. Nothing new here that I can see.

harry
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harry

I think it’s the “variable annuity”

Anna Epelbaum
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Every time when a video of the greatest length and extremely time consuming is placed to convince beholders to part with their money on behalf of what they advertised, it usually achieves the opposite effect. I never was able to understand why e people who created these videos think that it can be withstood for so long.

Cookie
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Cookie
@Bennya1 – DId the packet contain anything interesting? In my exploration — 26(f) seems to refer to 26 U.S. Code §§561, 562, 564, having to do with pushing “excess” dividends received during the first quarter following the close of a taxable year, into the previous one or two tax years to maximize a “dividends paid deduction.” Title 26 is U.S. tax code. At https://www.law.cornell.edu/uscode/text/26 under the “Notes” tab, a table correlates the numbering of sections from the 1939 tax code to that of the 1986 revision. Old numbering in 26 U.S.C. would be §26(f), new numbering would be §§561, 562,… Read more »
Ekundayo Jacob
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i want to partake in this investment plan.

frank lupul
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frank lupul

what is a 26f program

Travis Johnson, Stock Gumshoe
Admin
5877

Just a fancy way to refer to mutual funds, for the most part. Saying “I’ve got some mutual funds to recommend” doesn’t inspire you to sign up for a subscription, but perhaps “I’ve got some secret 26f programs to recommend” might… or at least it gets a lot of attention. Covered in more detail here.

Mike
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Mike

Basically.this 26f merely requires brokers and investment councilors to disclose how they make their money and who pays them. It will remove the broker fee you pay when you buy a fund and also require brokers and advisors to assume a fiduciary role in overseeing your investments to keep you from getting too top-heavy.
Perhaps the Trump Administration will step in and take this oversight out of the US Dept of Labor and allow us to think for ourselves instead on some Democrat appointed bureaucrat thinking for us.

Trent
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Trent
Joe D
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Joe D

Interesting! The Fiduciary Rule was scheduled to be enacted on April 10, the same date of the so called “Retirement Blackout” The rule will require advisors to act in the best interests of their clients, and to put their clients’ interests above their own. This sounds like a clever marketing scheme. The only blackout will be their inability to scam investors out of their retirement money. That is of course if Trump does not eliminate the rule which he delayed enacting for 180 days to review.

Erick
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Erick

If it were legit, a search for “26(f)” would result in many links to the government site(s) with the government regulations covering such a program. There are none. Only the sales sites. Run the other way.

Debbie
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Debbie

Is the 26f program for real ? Do you really have to invest to get this money?

Anon E Mous
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Anon E Mous

The programs are real. The hype is NOT. Remember: If something is too good to be true, it probably isn’t!

mike
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mike

I did see well polished actors in all the beachfront property retirement getaways. The time to film those success stories must have cost more than I make in a year . This is all free ,for me ? lol

Ronaldo
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Ronaldo

Most all the politicians already have heavily funded 26f plans….so it must be legit? Lol

Debby
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Debby

H Everyone I would like to know the top 26f programs and how to apply.

Edward Wayne Wilkins Jr
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Edward Wayne Wilkins Jr

It is a Scam !Based on U.S. Government Title 29 or 26 f or 29 f Program. Non of The Facts that They Present on the Video are Verifiable.

SageNot
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SageNot

Isn’t the 26(f) program whole life insurance?

SkyPilot
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SkyPilot

It is a scam and it is appealing to President Trump supporters. Good match.

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