What's the "Backdoor" into "Immediate Retirement Fund Payouts" being teased by Teeka Tiwari?
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What’s “Washington’s Private Pension Plan” being teased by Palm Beach?
What’s “The Secret Vatican Account”
The basic premise of this ad is pretty familiar — you can get good returns without risk. Isn’t that what everyone wants? Presumably the nitty gritty detail is a little different, but, well, who can think about details when they’re under the hypnotic spell of an expert copywriter who’s weaving a tale about secret accounts […]
12 Comments Read More“The Secret ‘Mutual Fund’ that NEVER GOES DOWN”
Steve Sjuggerud is teasing us with something genuinely compelling as he urges us to subscribe to his True Wealth newsletter: investments that NEVER go down. Really? Yep, his pitch is that he has three kinds of investments that, if taken together, can be considered to be a “mutual fund” that never goes down. They’re not […]
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True, life Insurance is a whole different beast. Life and annuities are more of an investment business than a risk-ass...
Indexed annuities tend to underperform the index dramatically except in years when there’s a dramatic crash… the cap...
I have learned of fixed index annuities lately. My opinion is that they are suitable for those without the stomach for t...
Vanguard allows me $1,000 minimum choosing closed Funds or Funds that otherwise require $3,000 & $50,000 Minimum if ...
Yes, it was the run up to 2008 that caused the issues. Falling rates did not help as these Annuities were ironclad. Yo...
Errata:The Hartford is misspelled. Selling Life products, like annuities, almost sunk us. Also, we sold off the annu...
Thanks for the very clear article on annuities and also options spelling in a very easy to understand way. I'm not sure ...
Hi Travis, I retired as an insurance agent and as an agent one of the products we sold were annuities. For them to wor...
Re why the mega companies no longer do stock splits, I might have part of the answer. A few years ago, I read a missive ...
Just doing a quick calculation in my head and it looks like you are saying that some annuities are paying 6% minimum. I...
Travis, thank you for your article, "WHAT’S “WASHINGTON’S PRIVATE PENSION PLAN” BEING TEASED BY PALM BEACH?"! I...
Dear Travis, Thanks again for your dissection. Your comment how words in quotes are lies. Because you mentioned Blueprin...
Annuities are just about the most illiquid way you can lock up your money. These are profitable to the sellers, not the ...
...and stay away from things you don't understand. For me, it's annuities!...
I checked into Fidelity's annuity products last year - one that they cancelled was a deal with Metlife - I think their d...
Can't say I know anything about Fidelity Variable Annuities, sorry. Fidelity is not generally a particularly expensive ...
Be careful when discussing annuities. Over generalizing is misleading. Your comments may be accurate when discussing var...
This is similar to the annuity offered by Security Benefit Life that is based on the Annuity Linked TVI. But there are ...
Copied from biothread: This is off topic.. I received my annuity statement from work.. We had Comerica till Wells Fargo...
dan62, having said that, it is a reporting issue not a balance issue (no $ missing). Similar to what happened at valic ...
The only real "guarantee" comes from something like annuities, and there are probably annuities now that guarantee 4-5% ...
I purchased into the "Navallier Family Trust" about 2 years ago. I started with 100K and an initial cost of 3K for a 2 y...
VZ is the poster child for immorality among Fortune 100 companies. They reneged on "lifetime" benefits promised early re...
770 Plans are not for everyone. In fact, if you are 70 and above or in poor health, other investments like annuities, C...
In general, middle-class Americans are best off with level term policies rather than universal life or whole life polici...
Thank you for the time and effort you invested to explain annuities so clearly....
It's really sad that they try to sell a newsletter pushing annuities with an anti-Catholic screed....
The only thing good about these annuities are the FREE meals given by the companies that sponsor them. Once I had gone...
I have an engineering background (EE) and have been an investment advisor for about 12 years. Index Annuities have thei...
Sorry for not clarifying that -- Ben Franklin is often cited as an early user of annuities, particularly by folks who ar...
A good article and the comments attest to the conclusion that there is no 'one size fits all' solution and annuity types...
Just curious if any of you have most of your investment dollars in Vanguard ETFs or even fixed annuities....
This is one of the best articles I have ever read on this site and the best discussion of index annuities I have seen on...
Any investment where the seller can collect a fee of 8% or better up front is going to be sold hard. People selling annu...
Please remember the "Guarantees" are only as good as the company promising them. There is no recovery if the company go...
Exactly Glenn...I've said that for years. I remember when Agora was first starting. They hyped buying property in Costa ...
Ordered by value: Annuities, Whole Life, Universal Life, Cash, Real Estate, AEP, SO, CNP, AB, WR, PSEC. TVIX, Biote...
What have you heard or know about index universal life or fixed indexed annuities?...
AMEN! Whole life premiums get insanely expensive after age 65. I just took out the cash before it was all eaten up by pr...
Note, you know about half as much as you think you do. There are many mistakes in your essay. Just a quickie - SEC and...
Ann, is your policy with Bank on Yourself or with Lafeyette Life directly? Is it The Marquis Centennial Indexed Annuitie...
These policies should be held 20 years or longer to really take advantage of the savings aspect. I also offer annuities...
Annuities are sold as "income that you cannot outlive" That is BS when you factor inflation into the equation. The cen...
All the buzz words in this POS. Would you like some fries with that recycled plastic box the Burgers USED to come in? ...
Stamps, Annuities, Everbank CD. He has pitched the CD a few times over the past few years. I don't see there being muc...
Some annuities have fees, others don't. The confusion begins with the term,"annuity", which has four different types,(va...
AVIVA is a big one - have done business and they seem solid. Growth (never a decline) annuities are their bread and but...
These kinds of annuities are relatively common, with some exposure to upside and a guaranteed base return -- but be care...
I have heard about some annuities that they only go up. If S&P goes down during a particular tear the value of annui...
I also subscribed with the promise of Leeb's "Game Over" book and never received it. Customer service just said it was ...
Would you please answer the guy's question: "Do the gold backed annuities pay out any regular distribution besides the d...
I stumbled on your website today and halleleujah! It was just what I was looking for. Thank you.Do the gold backed...
Re. Dan Ferris "gold annuities" This guY seems to be a habitual retread news letter writer for Stansberry.His last newsl...
I really think you're the best! I've been wondering about those "annuities" and you took care of it. I also love your ...
Alan, if this is what I think it is you're looking for those "Guaranteed Retirement Contracts" teased by Sjuggerud, righ...
I'm not talking about CE. 24 hours of CE per year is nothing. I'm talking about the constant stream of information tha...
Mario, the "guaranteed retirement contracts" are annuities -- I've written about them before (just search "annuities" in...
Please remind Marvin that some of the return will be principal and not to spend that part. Otherwise, I see no need for...
READING ALL THE INFO CONFUSES ME EVEN MORE. I AM A 70 YEAR OLD MAN WHO IS TALKING TO TWO AGENTS RE FIXED INCOME ANNUITIE...
I have no idea what that tax implications are, good or bad. I bet they're complicated, though!And yes, as with all ...
Hi, Joe! I like smart people - keep it up. My first point on this thread is that our friend, Brad M, was thinking abou...
Farley 5,Not trying to be smart, but what is your point. Is it that Annuities are complicated or insurance agents d...
An excellent unbiased book which explains equity-indexed annuities is authored by Jay D. Adkisson, JD and is called Equi...
Ah, the "big bucks" argument. Funny how people don't mind paying realtors 7%, car dealers even more but the begrudge us...
Good luck figuring out Index Annuities on your own. I have a spreadsheet showing the different providers and it is over...
Anthony,Like the others I would also like to know about the other annuities you mention at the bottom of your postin...
All of your points have some validity... Annuities are very often sold because insurance products as a whole; Whatever ...
Any info on the "non-retail" annuities would be appreciated. Thanks much....
Would appreciate any info you may have received on annuities. Havn't been able to contact "Anthony Schuman," the author....
Big Mo - You are dead on. I have NEVER seen anyone that buys annuities. They are all SOLD to them. Why trade LTCG for...
Me too. Can you give more info or sources of info on these specialty annuities you mention at the end of your very gener...
There are more lies, misstatements, half truths and material omissions written and spoken about annuties than any other ...
Good points as always -- I don't think annuities are necessarily terrible, but thanks for mentioning the sales load, tha...
Hopefully, both Steve & the Barron's 2007 article point out the differences in NO-LOAD annuities, or NOT front loade...