Rule Of 72 according to Investopedia:

What is the ’Rule Of 72’

The rule of 72 is a shortcut to estimate the number of years required to double your money at a given annual rate of return. The rule states that you divide the rate, expressed as a percentage, into 72:

Years required to double investment = 72 ÷ compound annual interest rate

Note that a compound annual return of 8% is plugged into this equation as 8, not 0.08, giving a result of 9 years (not 900).

Next Up

COMPOUND INTEREST

ANNUAL PERCENTAGE YIELD – APY

COMPOUNDING

RETURN

BREAKING DOWN ’Rule Of 72’

The rule of 72 is a useful shortcut, since the equations related to compound interest are too complicated for most people to do without a calculator. To find out exactly how long it would take to double an investment that returns 8% annually, one would have to use this equation:

T = ln(2)/ln(1.08)=9.006

Most people cannot do logarithmic functions in their heads, but they can do 72 ÷ 8 and get almost the same result. Conveniently, 72 is divisible by 2, 3, 4, 6, 8, 9, and 12, making the calculation even simpler.

The rule can also be used to find the amount of time it takes for money’s value to halve due to inflation. If inflation is 6%, then a given amount of money will be worth half as much in 72 ÷ 6 = 12 years. Nor does the unit have to be money: the rule could apply to population, for example.

Adjusting For Higher Rates

The rule of 72 is reasonably accurate for interest rates between 6% and 10%. When dealing with rates outside this range, the rule can be adjusted by adding or subtracting 1 from 72 for every 3 points the interest rate diverges from 8%. So for 11% annual compounding interest, the rule of 73 is more appropriate; for 14%, it would be the rule of 74; for 5%, the rule of 71.

For example, say you have a 22% rate of return (congratulations). The rule of 72 says the initial investment will double in 3.27 years. Since 22 – 8 is 14, and 14 ÷ 3 is 4.67 ≈ 5, the adjusted rule would use 72 + 5 = 77 for the numerator. This gives a return of 3.5, meaning you’ll have to wait another quarter to double your money. The period given by the logarithmic equation is 3.49, so the adjusted rule is more accurate.

Adjusting For Continuous Compounding

For daily or continuous compounding, using 69.3 in the numerator gives a more accurate result. Some people adjust this to 69 or 70 for simplicity’s sake.

Source:

http://www.investopedia.com/terms/r/ruleof72.asp?utm_term=rule+of+72&utm_content=sem-unp&utm_medium=organic&utm_source=&utm_campaign=&ad=&an=&am=&o=40186&askid=&l=dir&qsrc=999&qo=investopediaSiteSearch

I encourage all to invest in dividend stocks; the sooner the better.

This discussion is created to discover and share their due diligence of those equities. Best2All-Ben

*This is a discussion topic or guest posting submitted
by a Stock Gumshoe reader. The content has not been edited
or reviewed by Stock Gumshoe, and any opinions expressed
are those of the author alone.*

3 Growth Rockets tease from Dividend Channel ~ Think-o-later food: https://contrarianoutlook.com/exposed-retirement-crisis/DC082816B

Crisis Ahead: Three dividend growers for 12% income and 200% gains, Brett Owens, Hidden Yields

MORE OF THOSE “SOCIAL SECURITY INSURANCE” IDEAS by Travis 🙂 – http://www.stockgumshoe.com/reviews/high-yield-investing/more-of-those-social-security-insurance-ideas/#comments

What’s Nathan Slaughter teasing in ads for High-Yield Investing? http://www.stockgumshoe.com/reviews/high-yield-investing/whats-social-security-insurance-can-you-really-act-before-9282016-and-lock-in-43543-for-life/#comments Thanks Travis.

$MPW – I like the deal that Medical Properties Trust (MPW) did this week — thought he market was less enthused… http://www.stockgumshoe.com/2016/09/hospital-growth-continues/ ~ Travis

$MMM – “Monster Manufacturer” from Dividend.com http://www.stockgumshoe.com/reviews/dividend-com-premium/monster-manufacturer-from-dividend-com/

@tipranks – Creating a Dividend Investment Strategy Got Easier – 7 Strong Buys to Boost Your Dividend #Investment Strategy http://blog.tipranks.com/2016/10/investors-seek-dividend-income-strategy/

For those interested in top dividend plays http://eqibeat.com/sticktothefundamentals-global-360-quarterly-update/

Andrew posted the above information on this thread: http://www.stockgumshoe.com/reviews/micro-energy-trader/kent-moors-teases-his-infinite-energy-nano-grid-stock-for-38901-gains/comment-page-1/#comment-4914906

Thank you Andrew. 🙂

$Holdings – Author:LongOnLife – I’ve reduced my holdings in S&P500 ETFs and increased proportionately my holdings of international and emerging markets ETFs. I am heavy in quality income producing stocks and REITs…. https://www.stockgumshoe.com/2017/09/cisco-chang-charlie-part-3/comment-page-6/#comment-4953317

#8DivysHiTutes291117

https://seekingalpha.com/article/318204-8-high-dividend-stocks-with-high-institutional-ownership?

Each week at #DividendChannel, we screen through our coverage universe of dividend paying stocks, and we look at a variety of data — dividend yield, book value, quarterly earnings — and compare it to the stock’s trading data to come up with certain calculations about profitability and about the stock’s valuation (whether we think it looks ”cheap” or ”expensive”)…. 010618

Long #Gr8Gummunity! #Sharing&Caring #Best2ALL! #InvestInYOU

#ChildPrayer: https://www.youtube.com/watch?v=bse5TtEuaGk

#BusinessSERVICES&EQUIPMENT

DividendRank Symbol Dividend Recent Yield*

#1 MIC Q 5.68 8.72%

#2 NEWT Q 1.76 9.71%

#3 WU Q 0.70 3.60%

#4 TRTN Q 1.80 4.64%

#5 NLSN Q 1.36 3.80%

#6 BGSF Q 1.00 6.37%

#7 BBSI Q 1.00 1.59%

#8 MGRC Q 1.04 2.13%

#9 PAYX Q 2.00 2.91%

#10 RHI Q 0.96 1.72%

#CONSTRUCTION

DividendRank Symbol Dividend Recent Yield*

#1 CAT Q 3.12 1.96%

#2 HEES Q 1.10 2.81%

#3 AGX A 1.00 2.21%

#4 KBR Q 0.32 1.59%

#5 PRIM Q 0.24 0.89%

#6 RAIL Q 0.36 2.18%

#7 FLR Q 0.84 1.58%

#8 PHM Q 0.36 1.07%

#9 GVA Q 0.52 0.80%

#10 FIX Q 0.30 0.70%

#ConsumerGOODS

DividendRank Symbol Dividend Recent Yield*

#1 BGFV Q 0.60 8.28%

#2 GME Q 1.52 8.30%

#3 CATO Q 1.32 9.94%

#4 ODP Q 0.10 2.98%

#5 NHTC Q 0.48 3.19%

#6 CODI Q 1.44 8.21%

#7 MTEX Q 0.50 3.50%

#8 BGS Q 1.86 5.37%

#9 BKS Q 0.60 9.24%

#10 CVS Q 2.00 2.67%

#ConsumerServices

DividendRank Symbol Dividend Recent Yield*

#1 TAX Q 0.64 5.64%

#2 CPLA Q 1.72 2.19%

#3 SCI Q 0.60 1.59%

#4 CLCT Q 1.40 4.91%

#5 MNRO Q 0.72 1.25%

#6 NTRI Q 0.70 1.39%

#7 CSV Q 0.30 1.14%

#8 STRA Q 1.00 1.10%

#9 GHC Q 5.08 0.90%

#ENERGY

DividendRank Symbol Dividend Recent Yield*

#1 DLNG Q 1.69 13.62%

#2 ETP Q 2.26 12.01%

#3 SNMP Q 1.80 14.37%

#4 ENB Q 2.68 6.57%

#5 SEP Q 2.90 6.86%

#6 KNOP Q 2.08 9.55%

#7 ENBL Q 1.27 8.55%

#8 SUN Q 3.30 11.40%

#9 SDLP Q 0.40 10.11%

#10 NNA Q 0.20 17.70%

#FINANCIAL

DividendRank Symbol Dividend Recent Yield*

#1 HCAP M 1.35 12.04%

#2 SAR Q 1.96 8.70%

#3 SCM M 1.36 10.73%

#4 ACSF M 1.16 10.70%

#5 BSBR Q 0.81 8.00%

#6 CEN M 1.25 11.81%

#7 GECC M 1.00 9.82%

#8 WHF Q 1.42 10.75%

#9 EDI M 1.81 11.43%

#10 ECC M 2.40 12.45%

#HEALTHCARE

DividendRank Symbol Dividend Recent Yield*

#1 DRAD Q 0.22 8.39%

#2 AMGN Q 5.28 2.95%

#3 PFE Q 1.36 3.70%

#4 OMI Q 1.03 5.36%

#5 GILD Q 2.08 2.82%

#6 KEQU Q 0.68 2.39%

#7 JNJ Q 3.36 2.40%

#8 PDCO Q 1.04 2.78%

#9 MDT Q 1.84 2.19%

#10 ABBV Q 2.84 2.86%

#INDUSTRIAL

DividendRank Symbol Dividend Recent Yield*

#1 AYR Q 1.12 4.74%

#2 TGLS Q 0.56 7.32%

#3 HIHO Q 0.24 5.62%

#4 UG S 1.00 5.40%

#5 WSO Q 5.00 2.94%

#6 LYB Q 3.60 3.20%

#7 WLKP Q 1.50 6.05%

#8 RPM Q 1.28 2.45%

#9 APD Q 3.80 2.28%

#10 CPAC A 0.54 4.36%

#MANUFACTURING

DividendRank Symbol Dividend Recent Yield*

#1 UFAB Q 0.60 7.48%

#2 IEP Q 6.00 10.72%

#3 CSCO Q 1.16 2.98%

#4 PCAR Q 1.00 1.34%

#5 LEG Q 1.44 3.02%

#6 HBI Q 0.60 2.83%

#7 VFC Q 1.84 2.44%

#8 MLR Q 0.72 2.80%

#9 CMI Q 4.32 2.38%

#10 QCOM Q 2.28 3.46%

#MATERIALS

DividendRank Symbol Dividend Recent Yield*

#1 EVA Q 2.46 8.82%

#2 SWM Q 1.72 3.75%

#3 ICL Q 0.18 4.32%

#4 UFS Q 1.66 3.31%

#5 EMN Q 2.24 2.33%

#6 GPRE Q 0.48 2.85%

#7 MERC Q 0.50 3.55%

#8 NWL Q 0.92 2.87%

#9 IP Q 1.90 3.09%

#10 PKG Q 2.52 1.97%

#MEDIA

DividendRank Symbol Dividend Recent Yield*

#1 AHC Q 0.32 6.67%

#2 SGA Q 1.20 2.93%

#3 NEWM Q 1.48 8.92%

#4 EVC Q 0.20 2.78%

#5 IPG Q 0.72 3.57%

#6 GCI Q 0.64 5.73%

#7 LKSD Q 1.00 6.90%

#8 SJR M 1.18 5.14%

#9 SALM Q 0.26 5.91%

#10 OMC Q 2.40 3.38%

#METALS&MINING

DividendRank Symbol Dividend Recent Yield*

#1 SXCP Q 2.38 13.50%

#2 MSB Q 2.56 9.25%

#3 CCJ Q 0.40 4.09%

#4 CMP Q 2.88 3.84%

#5 CINR Q 2.27 8.73%

#6 RIO S 2.20 4.02%

#7 FELP Q 0.24 5.54%

#8 BHP S 1.72 3.60%

#9 WOR Q 0.84 1.87%

#10 NRP Q 1.80 6.23%

#RealEstate

DividendRank Symbol Dividend Recent Yield*

#1 MTGE Q 2.00 11.05%

#2 CLNS Q 1.08 9.84%

#3 ACRE Q 1.08 8.61%

#4 NRZ Q 2.00 11.29%

#5 MITT Q 1.90 10.31%

#6 GMRE Q 0.80 9.53%

#7 ARI Q 1.84 10.06%

#8 AJX Q 1.20 8.65%

#9 ORC M 1.68 18.42%

#10 ABR Q 0.76 8.89%

#TECHNOLOGY

DividendRank Symbol Dividend Recent Yield*

#1 TSM A 1.16 2.80%

#2 TAIT Q 0.10 6.02%

#3 NYLD Q 1.15 6.10%

#4 QTRH Q 0.05 2.58%

#5 XRX Q 1.00 3.37%

#6 CSPI Q 0.44 3.04%

#7 BBOX Q 0.48 12.89%

#8 ETN Q 2.40 2.98%

#9 CCUR Q 0.48 8.18%

#10 MGIC S 0.26 2.90%

#TRANSPORTATION

DividendRank Symbol Dividend Recent Yield*

#1 NAP Q 1.69 17.29%

#2 GLOP Q 2.07 8.17%

#3 GMLP Q 2.31 9.94%

#4 PAC Q 5.96 5.60%

#5 HMLP Q 1.72 8.83%

#6 FTAI Q 1.32 6.60%

#7 USDP Q 1.38 11.75%

#8 OMAB Q 6.74 15.48%

#9 SSW Q 0.50 7.01%

#10 MATX Q 0.80 2.69%

#TRAVEL&ENTERTAINMENT

DividendRank Symbol Dividend Recent Yield*

#1 AMC Q 0.80 5.54%

#2 CBRL Q 4.80 2.93%

#3 RCL Q 2.40 1.96%

#4 LVS Q 2.92 4.29%

#5 STAY Q 0.84 4.39%

#6 CUK Q 1.80 2.70%

#7 CCL Q 1.80 2.70%

#8 DRI Q 2.52 2.56%

#9 WYN Q 2.32 2.01%

#10 CNK Q 1.16 3.42%

#UTILITIES

DividendRank Symbol Dividend Recent Yield*

#1 DTV Q 3.25 6.10%

#2 AES Q 0.52 4.81%

#3 EIX Q 2.42 3.89%

#4 OGE Q 1.33 4.08%

#5 CTL Q 2.16 12.73%

#6 PEGI Q 1.69 7.84%

#7 TEO S 2.44 6.46%

#8 GNE Q 0.30 6.63%

#9 PNW Q 2.78 3.37%

#10 CNSL Q 1.55 12.01%

*(updated 13 hours, 2 minutes ago) Yield calculations vary and may not be reliable nor comparable. Not all publicly traded securities are ranked; data may be incorrect or out of date. Rankings are for informational purposes only and do not constitute advice. Full disclaimer

BAYERISCHE MOTOREN WERKE (BMW) – A Global Leading Car Maker With EV/EBITDA Ratios Below 3 http://long-term-investments.blogspot.com/2018/02/bayerische-motoren-werke-bmw-global.html?

$LSE.CARDC np – #SpecialDividend in September 2018

* CARD FACTORY: British greeting card retailer Card Factory Plc

reported on Tuesday a 6 percent increase in annual revenue as like-for-like

sales increased and said it planned to declare a special dividend in September.

[nL3N1RN2PB]

/RGFMN$0798833b.html IB 20180410