Peak Velocity Newsletter
by leesal | March 21, 2017 9:21 pm
Banyan Hill[1] Publishing (James Dale Davidson, Paul Mampilly[2], J L Jastine among others) is promoting another newsletter … Peak Velocity…Allegedly a Michael Carr[3] spent 10 years and $300,000 developing his software program that will give subscribers 2-3 recommendations per month of stocks ready to explode. The idea is to buy high and sell higher .. momentum plays. Carr tested his program with 7 beta testers … they made 1,191% profit in two months buying call options[4] on recommended stocks. Now we get to subscribe for $2,995 provided we’re amongst the first 1,000 subscribers.
I almost went for it but had reservations when I learned the guarantee did not refund my dollars if not satisfied, but only gave me the option of applying the money to another Banyan Hill newsletter. Further, the service may have been great for 7 testers, but what will happen to those option premiums when 1,000 subscribers all place orders on the same options?
Ugh!!! Lee Salisbury
- Banyan Hill: https://www.stockgumshoe.com/tag/banyan-hill/
- Paul Mampilly: https://www.stockgumshoe.com/tag/paul-mampilly/
- Michael Carr: https://www.stockgumshoe.com/tag/michael-carr/
- options: https://www.stockgumshoe.com/tag/options/
Source URL: https://www.stockgumshoe.com/2017/03/microblog-peak-velocity-newsletter/
I’m using the option trading strategies that I learned from Peak and doing some trades on my own. I am sensing that the S&P 500 Index and Russell Small Cap Index could take a beating anytime between now and end of October (the traditional leery months). So buying Puts to open on the SPY and IWM might just work in a down market, then sell to close before expiration. Do your research, but Nov – Jan seem to be good expirations to work with. You can also look these up and see what the open interest is to get an idea of where the other institutional investors are putting their money. You do that on the trading system that you are using.
Also other potential gainers could be buying Calls on the GLD and SLV if you believe gold and silver are going to break through their resistance levels (1,300 and 18 respectively, which I do. Wish I could share what I am doing but prohibited by firm. Yep, and I could lose too. Nothing new. Good luck.
If you bought puts you should be a happy camper today Ron. I typically don’t go past a few months when I pick my own options. Results have been 50/50 but learning this options game just this year.
Very interested to see what “defense” system Carr comes up with. Trust you got his email about it.
Yes, my Jan puts on SPY and IWR are working. Jan calls with different strike prices on GLD is working. SLV should be ready to pop I hope.
I hope to make up my losses from the Peak picks with these.
Yes, got the alert on Carr’s upcoming defense system and can only think that it combines puts to use for prices moving down and/or cutting losses at some point like -30 or -40% versus getting caught with worthless expirations which are killers. Good luck to you.
woops,, I meant IWM instead of IWR. See, entering the wrong symbol in a trading system can be a killer!
Hallelujah, gold just nudged the resistance level of $1300/oz this morning. That’s good for the gold bugs and GLD calls.
hello, I joined Peak Velocity Trader after its conception. It boasted of having a 70% success rate. Boy was I sucked in. I do not think one single investment has yet to have a simple 100% return. On 4 separate investments, they tanked overnight with a complete 100% loss on all calls. Now he is recommending jump at a 15% profit…wow. The old expression a”A fool and his money are soon parted” This is never so true. If want a truly loosing membership join Peak Velocity Trader. Making small simple investments I have managed to loos $30,000.00 on Michael’s recommendations. Boy can he sure pick the looser.
You are 100% accurate. It’s why the name of the service is Peak Atrocity. You have to improvise as Carr doesn’t realize he flipped the infamous 4 lines of patent pending code. We should have been buying puts instead of calls. Recently I wait for the option to tank. When that happens I buy in. For example I waited until Eaton bottomed out and then bought the call. Made about 130% and sold. ETN is still way down in the “portfolio”. Not in mine. Carr remains “supremely confident” while he takes the little folk down without regret. Plenty of reason to call BS on ANY Banyon Hill shameless advertising. Ted Bauman brags about the event they put on in Florida. He is SO misinformed and naive to blast out emails about how successful Banyon Hill is. Reality is certain services have devastated the average investor. Shame on Ted Bauman.
All of these option services seem to be nothing like losers. Don’t know why people still think there’s a magic service that can overcome the inherent problems in option buying. See my prior post,
https://www.stockgumshoe.com/2012/08/microblog-john-jagerson-and-slingshot-trader/comment-page-2/#comment-4954889
It is amazing that they can get away charging $3000 for a blatantly fraudulent service. Futures traders and advisors don’t seem to be able to get away with it, the CFTC is all over them. Wonder why these snakes don’t get caught the same way? Again, if the mythical Michael Carr could really make this kind of return:
$119,000 in profits over the next two months…
$357,000 in profits over the next six months…
$714,000 in profits over the next 12 months…
And a whopping $1 million or more in as little as 18 months!
Then why would he bother selling it for $3000? He could just start with $10K per trade, and build on from his profits, and make $3M in 18 months. But it’s a lot easier to spend a couple thousand on sending out a BS email and video, and make $3M in a month selling this “service” to a bunch of desperate traders who think that buying options is an easy way to riches.
In reality, one should probably take the opposite side of all these trades by the option services, and you’d make out great. For all we know, the runners of the service are doing exactly that, and profiting even more from the misfortunes of those unwary enough to believe in their claims.
Carr has struggled BIG time. So much so they gave all subcribers 3 months to his Precision Profits free. He has done better with this service but the net effect remains atrocious coupled with PV. BH markets his recent picks as “he’s on a roll”. Same shameless marketing. When you add the wins against the losses you will still be miserable. Unless you have suffered as I have you wouldn’t know it based on SHAMELESS marketing.
Just Say’n,
I am really happy to hear it coming from you. I always thought you were sort of defending Bayan Hill publishing, (with the 5 year plan for EF etc.) But yeah, they are SHAMELESS and blatantly misleading the public! Bending numbers, lying about % gain and profits, and always just happen to “open a few more spots” for new subscribers or last minute deal on their lifetime membership. They make me sick.
Have you guys noticed that EF picks always jumped 10-15% BEFORE the emails are even sent out? Other members have been talking about this same issue on other discussion forums: the MINUTE you opened the EF trade pick, it is already up 10% from like an hour ago. The only way you could have brought at Paul’s trade price is if you knew beforehand. They could have easily made a nice 30% gain in 1 hour by selling while all suckers like subscribers are buying.
Moonlight,
I’m not a fan of this type marketing. I’ve seen the same type with other services as well. It’s like they all use the same marketing company.
I actually like Carr as a person. I think he’s genuinely concerned about people. I just got killed with his PV picks. They drained my capital leaving me in a tough spot. Now that he’s getting away from his “4 lines of code” he’s got a decent batting average. I haven’t been able to take advantage of all the recent picks due to the capital issue. Extremely frustrating.
I hear you about the EF entry prices. Can’t do anything about it though. If the stock goes up over time it becomes less of a sore subject.
Thought I would have heard from u moonlight. Yastine pitches big wins AND gloom and doom. What credibility do you Garner from that???
Just Say’n,
Sorry, just saw your post today. I subscribe to Yastin’s Total Wealth newsletter too. Figure for only $79 a year, I just wanted to see what he has to offer. His picks are about half and half so far, some winners and some losers. But his take on the overall market is fair I think. He always tell the subscribers nothing is guaranteed when it comes to investing because no one has a crystal ball. He strongly believes in stop loss and capital preservation because even though we are a strong bull market right now, it’s possible it will crash and correction will come. I think his pitches for a bull market is just part of his job to sell all the services. His analysis from his service newsletter is decent overall.
What I would stay away from is ANYONE who claims they have come up with a secret patent code to beat the market system. Why the hell would they want to share with the world in a newsletter? Like the old saying, if it sounds too good to be true, it probably is too good to be true. But all these newsletters always prey on the weakness human emotions: greed and easy money. Agora Financial marketing is even worse. Every week, they send out the same fu*cking video saying they have a patent code that can make you rich. The offer will be gone forever if you don’t sign up NOW. But of course, every week the same shit offer comes back again. These people are wolves of Wall St. and land sharks. Their job is try to make themselves filthy rich by getting as money as they can for themselves. I am sure you got the email from Profit Unlimited asking for an immediate renewal right now for only $99, because next year they are “seriously considering” tripling the subscription price. I was going to write back, be my guest and go for it! See how many people would stop subscribing if that was the case and see how much money you would LOSE!
These people are a bunch of phonies. They got no soul.
Join the Discussion
I love StockGumshoe and the discussion forums, but one thing I don’t understand is why sometimes the comment you post takes days for it to show up?? Sometimes I see something that says “waiting for moderation” after the post, but why? What are they moderating and monitoring? I thought this was a public discussion forum. Sorry, I always wanted to know and had to ask.
Thanks Travis and all for everything you guys do.
Just Say’N,
I posted a reply to your comment like 3 times already, but it is still not showing up here….
Just Say’n,
Sorry, just saw your post today. I subscribe to Yastin’s Total Wealth newsletter too. Figure for only $79 a year, I just wanted to see what he has to offer. His picks are about half and half so far, some winners and some losers. But his take on the overall market is fair I think. He always tell the subscribers nothing is guaranteed when it comes to investing because no one has a crystal ball. He strongly believes in stop loss and capital preservation because even though we are a strong bull market right now, it’s possible it will crash and correction will come. I think his pitches for a bull market is just part of his job to sell all the services. His analysis from his service newsletter is decent overall.
What I would stay away from is ANYONE who claims they have come up with a secret patent code to beat the market system. Why the hell would they want to share with the world in a newsletter? Like the old saying, if it sounds too good to be true, it probably is too good to be true. But all these newsletters always prey on the weakness human emotions: greed and easy money. Agora Financial marketing is even worse. Every week, they send out the same f**cking video saying they have a patent code that can make you rich. The offer will be gone forever if you don’t sign up NOW. But of course, every week the same sh*t offer comes back again. These people are wolves of Wall St. and land sharks. Their job is try to make themselves filthy rich by getting as money as they can for themselves. I am sure you got the email from Profit Unlimited asking for an immediate renewal right now for only $99, because next year they are “seriously considering” tripling the subscription price. I was going to write back, be my guest and go for it! See how many people would stop subscribing if that was the case and see how much money you would LOSE!
These people are a bunch of phonies. They got no soul.
Yes, got the PU email. Doesn’t phase me because it changed it’s focus to higher price stocks. The original pitch was a lot different than it is today. Only have so much capital to go around. Year 2 of EF will be free if they honor their “guarantee”.
They sell like they have a crystal ball. I’d like to see a pay for performance system. Don’t expect to see it but they have zero accountability with all your money in their pockets. Yes, if the strategy is that good there would be no need to get money from selling picks. By now these guys should already have a bunch of wealth. Guess good old greed feeds the machine.
Just Say’N,
Actually JL Yastin from Banyan Hill Publishing is a sly old fox!:) Probably the most dishonest of them all. I found out that some of his recommendations such as SRCL and UAA bombed BIG TIME and people lost like 30-40% of their money from following him. What is really disturbing is he doesn’t include those “closed out” recommendations on his profile, so when you look at it, his recommendations and “gains” appears a lot nicer than what it really is! He has the nerve to say that his profile is up over 14% because he knows when to exit, but he never include those closed out trades. I posted this on other discussion forums to warn others.
Moon,
I agree with you about Yastine . He is the pitch man for BH. Since he sells gloom and doom as well as bull runs he has zero integrity as an “expert” in the ingesting world. Mampilly has yet to speak with forked tongue. I loved it when said he’d know if a crash was looming and advise accordingly. A market correction is always possible but far from gloom and doom.
PM is pitching another HUGE pick for TM next week. Sensationalized marketing again to sell more subscriptions. Keep an ear open for it.
Is the TM pitch solved. I was tempted to sign up for it, but way too expensive.
TM pick Paul was promoting was SRPT. Mary solved it. TM stocks are usually expensive, I would never not be willing to pay $2000 for that service. I had the option to join for $1000 only, it wasn’t even worth that to me. EF is a much better if you have the stomach for higher risks in favor of higher returns.
Don’t know if I saw it anywhere on this board, but I think it could be NRG. I swear the stock charts look identical for the time period on Mampilly’s graphic with indicators on it (MACD, RSI).
P.s. I’ve been a happy subscriber to PU since late 2016 but am not a member of his TM or EF service.
Guys, I guess speaking up does help if you see something that is not right! JL Yastin now finally shows all closed positions (including losses) on his profile and that’s way it should be! Thank you for listening!
PM has a new EF recommendation coming up …
a small company which manages over $240 billion in capital , firms like Merck, intel, Pfizer , GE and Johnson &Johnson rely on it?
its based out of a small building in CA
this stock already has gains of 62% in less than a year?
what is that stock?
Join the discussYes, this is the next EF recommendation due out this Tuesday
***Right now, one tiny company is claiming its place as the most important firm in the corporate world – making itself a vital asset to the world’s biggest blue chips.
***this stock already has gains of 62% in less than a year
***its based out of a small building in CA
***Merck, Intel Pfizer, GE, Johnson & Johnson are among its clients.
***This company currently overseas over $240 Billion worth of capital. They’re not a financial investment firm or fund.
***In fact, you most likely could not even begin to guess what they do.
but the ones who do aren’t sitting on the sidelines.
***Not only do major institutions hold a whopping 50% of the company, insiders make up another 20% (majority of it just in the last 6-9 months)ion
Don’t waste your money on that scam
My experience over the past year, after having paid for their services and then followed their recommendations to a T. Chad Shoop…disaster and considerable overall money loser. Jeff Opdyke…disaster and big overall money loser. JL Yastine….moderate money loser overall. Micheal Carr……the worst of the bunch and huge money loser overall. Gets 1-2 winners and conveniently forgets that he had 12-14 losers in that same interval. He’s fraudulent to then claim he’ll make you 714%! More like he’ll lose you 300-500%. The only money maker is Paul Mampilly. But even he will have to honour the second year of EF free, as it will come nowhere close to his original guarantee of 1000% gains overall by its one year mark of Feb. 7, 2018.
research his peakprofits at newsmax that promised 1% a week. went out of business Beware
this service is awesome! I have made over 30 K in 1 year with his options trades.
Stacie,
Good to hear. From what I heard last year, Mike Carr and this service was horrible. Things must have gotten better since. I subscribe to Paul Mampilly’s Extreme Fortunes and I will be more than happy to share his trade picks with you if you are willing to share Peak Velocity’s trade picks with me. Feel free to email me at EFtrader2017@gmail.com if you are interested in helping each other out.
Thanks and happy trading!
Shill
Thanks for all of the info. I was seriously considering PV and have now decided against it. I like some of Paul’s stock recommendations and the “why” behind them. Has anyone been following him for a fair amount of time to give an opinion on his success rate? I recently subscribed to UP.
I paid the $3K to join the service in Feb. 2018 as of this post (04/09/18) he’s 1 for 15.
I also had trouble getting his email alerts, contacted the service and never got a resolution. So sometimes I have to wait a day for them to post the alert on the website to see what the trade was.
It didn’t take long to wipe out my account w/ 14 loosing trades and 1 win. I believe we need to start holding Banyan Hill and Mr. Carr accountable for publishing more then the over the top returns their gurus make on random trades but to publish what their win/loss ratio’s are for all of their services they try to sell.
I believe Banyan Hill and Mr. Carr to be an honest group but a little more truth in advertising wouldn’t hurt.
So just to clarify Michael Carr’s computerized system is not working and it is all just a big lie – is that true? I was considering joining his service.
What a disaster this has been . Desaster number one. I signed on in Oct of 1017 and he does not tell you that you Have to be accepted by a broker to trade options. I have no options experience and i told the truth on my application with TD Ameritrade who was my broker and was told I could not trade options. I opened a account with Fidelity and put in a application to trade options and was also turned down because I have no experience in options. I thought why do you need experience if you have Michael Carr telling you exactly what to do. I asked for my money back and was turned down. They gave me the two weeks plus another month to get approved. I opened a account with the same Broker Michael Carr uses and lied on the application about all kinds of option experience and was approved to trade options. I wonder how many other unsuspecting investors paid thier money then had to lie to the broker in order to do Michaels Carr’s options?
Desaster number two . I don’t know options so I can only do exactly what he says. If I had done the opposite if every trade he recommended I would be making big money instead I am loosing big money.
This service has been a joke.
I’m in you same boat. My year expired in March, so I called in February to express my disappointment and take the second year free. That was the promotion when I signed up: second year free if you aren’t satisfied. But why the hell do I want a second year of Carr’s BS recommendations? I took the second year just to take advantage of the offer. I probably won’t use it as I have ZERO confidence in Carr’s system. Here’s a MUCH better option: cryptocurrencies! SERIOUSLY! Just about every crypto is in a big correction and it’s a great time to begin buying for a long term hold (1-5 years). Just think about the $ we’ve lost in Carr’s joke of a system and the $ we gave him so that he could advise us on how to lose even more money. Hell, I could have thrown darts at a dartboard of ticker symbols and had done better. So what is the harm in taking his $3,000 fee and instead investing in a real cryptocurrency project with a real solution to a real world problem. Do your own research and be careful because a lot of cryptocurrencies are trash.
I didn’t even ask for the 2nd year. Carr wiped out a significant amount of available investment capital. Banyon Hill makes no amends. Mampilly has had some success and recently hit a home run with FMI. I think alot of his picks are a few years out. Don’t know how some of the others sleep at night.
Many losses with Mike. I need to switch subscriptions. Any success with Banyons other premium services?
Ted Bauman’s portfolio has made around 42% so far this year, with mostly Dividend stocks. I have done a spread sheet and calculated approx. 2 to 3 million in total returns over the next 10 years – give or take given market crashes etc.
Ted’s portfolio is the best so far for this year, which surprised me given it is a bull market.
All the other advisors are in the 10% – 30% range – I expected better and if no one beats Ted’s portfolio, I will be cancelling all other subscriptions.
this loser ran peak profits at newsmaxx and lost his ass
banyan hill editors know this loser was poor because they watched him suck at newsmaxx. if this guy was really rich you would see more on google
I was looking to invest in the Peak Velocity Trader program also. However, before taking the risk with this reported profitable system, I requested that I be sent a year track record of the stock entry points and exit points. These would allow me to do my analysis to see if the program really worked.
Molly, from Banyanhill, stated that this information was only for subscribers and confidential. So as a potential investor, I am to take the advertisement pitch as stated with no substitution. I don’t know, but this attitude does not follow the rules of investing. The first rule is to know what you are investing in to make an intelligent decision.
As an investor, I can find every stock portfolio with its historical events and movements to research and perform an analysis. But apparently, we are to hand over thousands of dollars to Mr. Michael Carr without any substantial data backing up his claims.
Without this supporting data, no one should invest in the Peak Velocity Trader report.
As other have stated this program is bogus.
Gotta laugh at BH. Often times in their sales pitch emails they list only the winners. They share that with the public.
I got out of peak “Atrocity’. Who wants a free years worth of losers.
With regards to the guarantee here is the verbiage:
100% Satisfaction Guarantee
If at any point during your membership, you decide this is not for you, simply give us a call to cancel your membership to this service. You can use your remaining membership fee to switch to any of our other investment research programs.
1,200% Guarantee
If, after a full year, my track record doesn’t give you the chance to make gains of at least 1,200% – give the team a call and we will give you another year of this service, completely free.
No refund is mentioned in either of these guarantees.
Sorry for the long long reply, however I looked and looked for something similar and couldn’t find it. So I promised my self I would type it up. Here is me keeping my promise.
I’ve tried 6 of the services (Started with 3 and moved cost to others), each 2-3 months to start, monitored very closely. Gave 20K for service Divided by 10 (2K per pick).
AutoProfAlert.ChadShoop
Quick Hit Profits.ChadShoop
RapidProfitAlert.PaulMampilly
PrecisionProf.Micheal.Carr
TotalWealthInsider.Jeff.Yastine
BaumanLetter.Ted.Bauman
Total Wealth – (-$600)(-3%) – cancelled first month. Mostly big name stocks approaching their 52 week high, lost a couple percent.
Precision Profits – (-$8200)(-42%) – cancelled after 3 months , took another month to unwind. Lost 42% (was seriously considering using PUT when he said Call, etc – back tested and I would be up appx 4K)
Baumen Letter – (+$800)(+4%) – No longer follow recs (not that bad for the most part, just very slow. Apparently designed such that they out perform dow and are safe. Not what I was looking for in a service. However, the letter is not too expensive and full of good advice and information)
Auto Profit Alert – (+$1000)(+5%) – cancelled after almost 3 months. Was clear not what I was looking for in a service, too slow. I can pick slow stocks, utilities, old growth divvys, etc. Up appx 5%. About 400 of that was from div’s.
Quick Hit Profits – (+9000) – Current subscription. Very Volatile Options trading, not for faint of heart. Chad will let a trade drop to a a hundred bucks then say sell to preserve capital. Once in a while those massive drops do come back and then some. Other times he will jump out when you are down 15% to preserve capital, even with 3 months to go. I wait another month’ish depending. Typically sell 50% when you are up 50%. Then hold for better gains (which happens, but only 20% of the time). I did not strictly follow his rules (appx 4K of + is from my decision to NOT sell for a hundred bucks but wait it out). Am currently instituting my own new rules. Am currently down appx 12K, but have many open trades with several months to go. One or 2 will likely be losses.
Rapid Profit Alert – (+$7500)(+37.5%) – Current subscription. Very Volatile Options trading…Pretty much the same as Quick Hits. Including all the other stuff I wrote above.
After 4+ months of this, I have decided to institute a couple rules. Back testing all of the 2 services where I remain shows that I would be another 6-??K ahead (you never know for sure where you get in and out).
To me only the bottom line matters. Total In vs. Total Out. Once my Total exceeds 20%+ gain, I will begin removing half proceeds each month. The rest I will roll.
Currently though I am up appx 9500 on 60,000 (15%), lets remember that these are active and changes occur daily. I am currently down app 20K. In other words my 60K shows 49,500 value, 20,000 loss. Of course I have about 22 open trades doing various things at various times, in various ways, and have various lengths left ot do them in. When the monthly average shows 72K, I will remove 6K and so on. At least that’s the plan, might change tomorrow. 😛
Personal Rules:
1) Loss Limit – Sell when down 30-40% and under 6-8 weeks left. You must use your own a brain a bit, do some research, follow the market, etc – but mostly Follow the rule!
2) Capital Preservation – Sell when up 45-55%, sell off 70% of holdings. Only exception are when price is spiking, particularly end of day and looks VERY promising for morning. This has been very good to me.
3) I currently spend appx 2-3K per trade, depending on what will allow me to perform rule 2.
Often I will go on either side of the recommended trade, to keep out of the fray and depending on price. Deeper in the money is always safest.
I am NOT recommending my way for your way. I am NOT selling anything. I thought I would simply give you a real persons perspective of an on going actual trade strategy using the Banyan Hill Services. As for giving/selling/hinting at recommended trades, well I wouldn’t piss in the face of the others that pay big money for that info, and I wish anyone here would stop even thinking about it.
btw – I also, me not you, forward every daily spam I get form Banyan, back to their private contact mail. I know they just trash it, but makes me feel better. I certainly am NOT going to sign up for the next best thing (for what to get the trading info I thought they were giving me already????) until I see a reason, meaning SHOW ME THE MONEY! Also, every month they ask me to write my opinion and I say the same thing – Talk to me when you place some skin in the game along with us plebs.
btw2 – I was a full irregular member for many many years, until I moved a few months ago. Apparently I was on auto-renewal to a card I cancelled. Sorry Travis. I’ll get back on soon enough.
Maxwell
Just got a pitch from Bob Bauman from Banyan, and in it he claims Michael Carr has a success rate of 6,000 % in the last 3 years. With my trusty calculator in hand, a mere $25,000 portfolio in 2015 would now be worth $1,500,000. Quite a claim. Have any of you guys achieved that with him? Just asking ( I already know the answer.)
Banyan tends to add their percentage gainers together in their promos — so if they recommend three stocks that gain 10, 25 and 20 percent they’d record that as gaining 55 percent. Clearly, an average gain is a fairer representation than a cumulative one, but big numbers sound sexier.
I have been with Banyan hill for nearly a year. I bought a lot of their cheaper news letters to gain access to their model portfolios and created model portfolios to gage how well they really do.
As of todays date: Sept 21st 2019 ,Ted Bauman’s portfolio is at 42% gain in 2019 – mostly dividend paying stocks, where as Paul Mampilly’s portfolio is at 28% for the year with growth stocks.
I believe these people are well meaning, but their business model is sell newsletters to as many people as possible, in order to make profit.
If you want huge gins you will have to pay them $5000 per year, with no guarantees or refunds – not a good deal in my view.
I think that if you buy in to the Tech stocks promoted by Paul Mampilly and wait, eventually they will payoff ,as 5G is going to be huge – but you will have to buy allot of newsletters before they do pay off.
I am planning to invest mostly in dividend funds and keep 25% of my portfolio for 5 g stocks.
Will this work – who knows? The world is a very scary place and who knows what tomorrow brings…..