I really enjoy reading your articles & discussions. But I am puzzled, what happens when the market ”crashes” & a reader is not nimble enough to get out? Has it not been getting lower & lower & as it jumps up & down? Is it that experienced investors with large portfolios can handle the losses (neither describes me so just would like to know in case I will be able to invest)?
I know you can’t give personalized advice, yet struggling with some physical & cognitive difficulties, being over 65 & not having near enough to retire on ($2/day + Social Security after paying for a postgraduate education & working extremely hard most of my life(ignorant of investing), living with very low energy & multiple obstacles, losing money in ”life as it can unexpectedly happen” makes me want to find some lower risk way to have my tiny amount of money from ’way back when’ grow, instead of being swallowed up & decreased by necessary living expenses. Yes, that’s probably what most people want, regardless of how much they have. If I could, I would work & set aside a part to invest, no longer an option. Any readers with ideas as to what might be done? Major problem with energy, ability to concentrate, sometimes better, but no consistency & no cure.

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