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Dividend Machine, The

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293 Comments
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John
Guest
John
June 25, 2017 12:53 pm

I am floored by the negative comments here. I have been associated with Bill Spetrino and the Dividend Machine for 3 years. During that time the market has gone through its cycle of up turns and down turns. Bill’s picks and advice have been amazing to say the least. I see people talking about a couple of picks but take a look at the other 60 plus picks and how much they are up. Many are doubles, triples or more. If you can’t make money with Bill, then you will never make any money investing. The guy is the real deal and the most selfless and giving person of any investment newsletter out there.

John

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john p
Guest
john p
June 25, 2017 1:22 pm

Bill has been my mentor for several years now and i consider him a thoughtful, caring , great leader for those who follow and a good friend

J shipaila
Guest
J shipaila
June 25, 2017 8:58 pm

Dividend Machine is a news letter written by a real investor with his own money placed on his suggestions not some one running the numbers and giving you suggested stocks that have hit there highs. Bill tells you when to buy and when not sure he has had some bad picks but over all his goal is to bring you 12% a year return and he has gone above and beyond that goal many times.

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John
Guest
John
June 26, 2017 9:56 am

Bill is the real deal. In my plus 3 years of being associated with him, he has performed awesome. There is mention of a couple of stocks like RIG and GEOS. How about the other 60 stocks like APPL, MU, MO, etc. that have been major winners? Bill is the most successful author of a newsletter that I have been associated. He has lead us through market downturns as well upward. The guys is a solid rock and is both a caring and selfless in the time he provides his subscribers.

heath
Guest
heath
June 26, 2017 3:32 pm

Bill Spetrino knows his stuff. I have been a loyal subscriber to Dividend Machine and The Inner Circle for over 3 years.

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JohnK
Guest
JohnK
June 26, 2017 9:06 pm

I have been a member of TDM and BIO for 7 years. While I can’t recall all the many investments I have made during that period following Bill Spetrino’s recommendations, what I can say is that my portfolio is significantly up from where I started.
Not all investments were successes (RIG for example), but the majority that were far outweighed the ones which did not do well. I believe I am a realist in acknowledging that no one can have a 100% success record, and I would think it odd – even suspicious – if someone did, or claimed thy did. I continue to be a TDM and BIO subscriber after 7 successful years and have pledged to always be. Bill is the best I have found. He is the true deal. He tells it honestly the way he sees it, and treats everyone in a personal way. HE cares for our success. He is an order of magnitude above anyone else I have subscribed to in the past.

Kenwatkins
Guest
Kenwatkins
June 27, 2017 11:58 pm

I have been a TDM subscriber for 4 years. As a beginner, I just followed Bill’s recommendations straight down the line, beginning with conservative stocks to international stocks, putting appropriate weight on each category as he recommended. It is so easy to make money with his advice. I was so happy he helped me to make money so easily that I now subscribe to his other services. I know RIG is down and I sold it at a small loss because I didn’t buy many shares as it should only take up a small percentage of my portfolio. On the other hand, AAPL, MO, PM, MU, and HLF made great returns – so much that, when I was talking to my brokerage representative, he wanted know how I did it. Of course, I told him about Bill Spetrino. Bill knows how to pick stocks and he reminds us to stay patient when the stocks are down and he is always right because he picks the right stocks and at the right prices to begin with. He taught me to be an investor, not a trader. I recommended TDM to a friend a year ago and he thanks me for recommending Bill to him.

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Philip Jelinek
Guest
Philip Jelinek
June 28, 2017 9:47 am

Is Bill Spetrino infallible? No only God is . However he is brilliant at picking value stocks. Energy and energy related stocks are down we all know that, but most of his picks are pure genius including Apple and Herbalife. I believe him to be a man of integrity and I am so glad I subscribe to his newsletter – The Dividend Machine. Philip

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Matthew
Member
Matthew
June 28, 2017 4:00 pm

Bill is the real deal. I’ve subscribed since 2012 and activlly started investing with his advice about 3 years ago . I’ve increased the value of my portfolio 45% in just the last couple of years by picking and choosing his recommendations that fit my investment style and bank account. Has every stock I picked (from Bill’s recommendations) won? No. BUT, 6 out of 8 have–and most with incredible gains. I also belong to his BIO forum at billspetrino.com. Bill is a legit investor who cuts through the noise. And, he actually has skin in the game with his picks unlike most investment newsletter hacks. My advice to anyone who doubts it–reach out to Bill personally through social media to get to know him.

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Mike Peterson
Guest
Mike Peterson
June 28, 2017 5:31 pm

I couldn’t agree with wdmeadows any more. I have been with The Dividend Machine letter for over 3 yrs and have made fantastic returns and handily beat the index. I love the returns but the real gem of this newsletter is Bills honesty and willingness to teach. He can’t do the work for you but if you can’t make returns with a coach like this then you shouldn’t be investing in the first place.

Bill will actually break down companies and give simple to understand examples of why he has set a buy price at certain levels for each company. Finance is like a foreign language and by reading TDM you can’t help but start to learn what #s matter and which ones don’t.

I could go on and on but most importantly this is the best financial news letter hands down and for the low cost its a incredible value. Myself and many others can attest to the success and financial freedom we have gained by being TDM subcribers.

Mike Peterson

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Real subscriber
Guest
Real subscriber
July 2, 2017 6:06 pm
Reply to  Mike Peterson

Have you beaten the S&P 500? Customer service says his portfolio has not. Isn’t beating the market the test of success?

Mike Peterson
Guest
Mike Peterson
July 2, 2017 11:17 pm

Yes easily.

2015: 8%
2016: 17.5%
2017 YTD 32.4%

Customer service? Look @ all the conservative picks wins. You obviously have some issues and one of them is math.

Mike Peterson
Guest
Mike Peterson
July 2, 2017 11:18 pm
Reply to  Mike Peterson

I highly doubt you are a real subscriber. Please share with us your stellar returns.

Real subscriber
Guest
Real subscriber
July 3, 2017 12:11 pm
Reply to  Mike Peterson

I followed Spetrino’s advice exactly, buying all stocks in the % he recommends. I have not beaten the S&P 500. You seem to be cherry picking his recommendations. There’s no way to be up 30% this year when QCOM at 16% of the portfolio is down 16%. My returns suck because I follow what Bill recommends.

Kevin H in TX
Guest
Kevin H in TX
July 3, 2017 2:20 pm

Investing is not easy, you need to look inward and stop projecting your failings on others.

I wish you good luck finding a better newsletter than TDM.

Investing in Bill’s recommendations requires you to cherry pick the recommendations. It is not possible to buy all of Bill’s recommendations in the % he recommends unless you started back when the TDM newsletter began. Even then, it is not possible to duplicate the tables results because you would have to have bought on the exact day, and at the exact prices as published, and the publication has to be written before it is published, which by the very nature of a newsletter indicates that is an impossibility unless you have invented a time machine.

The recommendations are guidelines, not hard and fast rules. You have to be willing to put in the work to learn to be successful.

If you just went to the stock table and bought all of the recommendations in the percentages listed, I am sorry to say, but you are to blame for your losses by your own ignorance in not spending the time to understand how Bill advocates you select and layer into the stocks to purchase from his recommendations. Bill has “Buy at or Under” prices for a reason. It’s about getting your money in at the right price. Ultimately, the decision to buy or sell a stock are your and yours alone. The table is there to track recommendations over time, and would never reflect your real world results.

Even if you buy the right stock you can buy it at the wrong price and lose money. You could also buy one of Bill’s recommendations in some cases by waiting and getting an even better price than listed in the newsletter.

I personally read Bill’s newsletter for 3 years to understand and track Bill’s methods. $99 a year was a flat out steal for the education I receive just from reading the newsletters and listening to the podcasts. I began properly investing in Bill’s recommendations 9 months ago, and since then, I am beating the S&P. While my returns are not at Mike’s level, there are reasons in that I was still heavily in cash at the beginning of the year, specifically because the were not enough stocks as good value prices for me to be fully invested.

To anyone who is looking for a quality Value Investing newsletter from an author that really cares about making is subscriber successful, I highly recommend you check out The Dividend Machine.

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real subscriber
Guest
real subscriber
July 18, 2017 5:51 pm
Reply to  Kevin H in TX

It’s not easy so I followed spetrino – now you tell me I shouldn’t do that? I’m learning as I continue to underperform and he carries on every week abiut how much he knows. All that matters is performance. If I follow his recommendations to the letter I should get his results. The truth is I am getting his results and they are not as good as an index fund.

Vita
Member
Vita
July 24, 2017 5:07 pm

You are not a Real Subscriber.

Martin Cramer
Martin Cramer
July 19, 2017 1:45 pm

I’ve subscribed to countless investing newsletters and The Dividend Machine, AAII and Stock Gumshoe are the only one that I have continued with. I have followed Bill Spetrino’s advice on the The Dividend Machine’s and have made more money from his recommendations than any other newsletter. I have almost always valued the Stock Gumshoe’s articles; however, I’m kind of disappointed that the Stock Gumshoe is not accurately representing the Dividend Machine’s results. You have to be careful to follow his parameters and not invest more than 10% to 15% outside of his conservative recommendations. I bought Herbalife in the low 30’s and it’s in the 70’s now. I did lose some on RIG but followed his advice and kept my investment small. My investment in RIG is my only loss out of all the stocks I have invested in per the Dividend Machine’s recommendations. If anyone thinks this is a bogus review please feel free to contact me or look up my LinkedIn profile so you can see who I am which is an independent investor standing up for the very respectable investor Bill Spetrino.

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real subscriber
Guest
real subscriber
August 19, 2017 5:48 pm
Reply to  Martin Cramer

You are picking and choosing which of his picks to follow. Following all of his advice, using his buy prices shown in his newsletter, underperform the market. he has some good picks but he has 40 stocks in his current portfolios and most (more than 20) are lagging the market.

John
Irregular
John
November 15, 2017 10:49 pm

Sorry but there aren’t 20 stocks lagging the market. I follow the dividend machine and have beaten the market every year. You are not looking at when the stock is bought. And your skipping the stocks in the portfolio that are up 500+%. Bill has only sold 2 losing stocks and is up on the market 20+% per year.

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jillsami
February 2, 2018 5:58 pm
Reply to  John

The S&P 500 Index for 2017 returned +18.79 %
It returned +21.14% if you include the reinvestment of dividends.
The Conservative Portfolio has only one stock showing a loss. He recommends allocating 90% of your money in the Conservative stocks. The other two portfolios each have two losses. Five losses out of 39 stocks is an acceptable amount for me. It’s far better than what I’ve been doing investing in my own picks the last few years, when I lost several thousand dollars in spite of the Market doing very well (except for today). I have not been diligent in researching a stock, plus I
don’t hold onto a stock for very long. I’m willing to pay someone like Mampilly, and Spentrino to guide my choices. They recommend good companies, and tell give you a limit to what you should pay for a stock. I often paid too much.

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jillsami
February 2, 2018 6:12 pm

I subscribed to The Dividend Machine today. I appreciate your sharing your knowledge about
Spentrino’s stock recommendations. I’m also subscribed to Paul Mampilly’s Profit’s Unlimited
which costs about the same as The Dividend Machine newsletter. All the writers emphasis their best recommendations, and attempt to get you to sign up for other services that are very expensive. If I
were more knowledgeable I would be interested i subscribing to Spentrino’s BIO (By invitation Only)
Forum. i might decide to join down the road when I get my act together (which may be never). I have
a friend who is a CPA, and is very knowledgeable in stock trading. He’s continually telling me that I can do as well as any adviser if I do the work. The information is free on the Internet, if you search for it.
I intend to check out the recommendations, before I blindly follow an advisers recommendations. Thanks for your input.

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John
Member
John
March 8, 2018 12:36 am
Reply to  jillsami

IMHO, you couldn’t have chosen a better newsletter to follow. Bill invests in the very same stocks that he recommends. Just follow his lead and you should do fine. I’ve been a subscriber since 2010 and had I listened to and followed his advice diligently, I would be way ahead of where I am. I made the mistake of selling good stocks for profit and loading up on RIG when they were paying very large dividends. All I wanted was the dividends………big mistake! Now I’m sitting on thousands of shares of RIG, no dividends and just waiting for oil and drilling to recover. I am a patient person and I know I made a mistake, but I have confidence that RIG will recover some day. I’ll just have to wait and wait and wait.

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jillsami
September 10, 2018 9:39 pm

“real subscriber” I am still subscribing to Bill Spetrino’s TDM newsletter, as well as being a member of his B.I.O. forum. I believe that you are telling the truth. I also believe that Bill Spetrino is an outstanding investment advisor. I was just going over the old posts to see ion there were any new comments. I was wondering how long a period you were following Bill’s TDM picks. I can assure you that the names posts here are actual subscribers to Bills services. Some are also members of Bill’s Inner Circle (Option Trading). I’ve only been a subscriber for the past six months. I had serious doubts at first, but as time went one I became thoroughly convinced that Bill is the best advisor that’s affordable to everyone. I’m not familiar with that many advisors, so I can’t say that he’s the only one that is outstanding. I need not look elsewhere. I found what I had been looking for. I respect Bill, because he never gave up on me (nor anyone else who needs special coaching). I had, and still have to a lesser degree, tendencies that hav prevented me from maximizing my investments. I was not doing a thorough research of the stocks I bought. I had difficulty staying focused on a particular stock investment, for any significant length of time. I also, had a problem trusting anyone, who reached out to me. It’s unimaginable how the hundreds of BIO members offer their time & energy to impart their
knowledge to you. Bill is aware of every post that we write, m and will respond if he feels that he can help you. Like I said, I truly believe that you were subscribed to Bill’s TDM newsletter. Bill expects this letter to be a guide. That’s what Kevin wrote in the message he posted here. He happens to be a highly educated brilliant investor. If you ever see what I’ve written here, I can assure you, if you decide to come back, you will do well. I doubt if you gave it enough time. Dave, is also posted here, and he often reminds me to be patient. One last thought. “real subscriber”, take note as to the number of investors who have reached out to you here on Stock Gumshoe, in an attempt to get you to see the truth. I didn’t
do a thorough check, but I haven’t come cross anyone who supports your findings. Maybe you are doing well following someone else advice, so you have no interest in coming back. There have been a few members who left, and decided to come back. I wish you well.

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jillsami
February 2, 2018 5:41 pm
Reply to  Martin Cramer

Today I subscribed to Bill Spentrino’s newsletter The Dividend Machine. It’s too early to tell whether I made a wise investment. I did take notice that he only has one recommendation made in July 2017, and none so far this year. I realize that it’s better not to make a recommendation, rather than make a bad one. I’ve been subscribed to Mampilly’s newsletter Profits Unlimited (same cost of Spentrino’s newsletter). since last December. PU has averages a little more than one stock recommendation per month. In the two months that I’ve invested in most of Mampilly’s recommendations, I have a realized gain of $1,200, and an unrealized loss of $500. Both newsletters have a 4 star rating here on Stock Gumshoe. Mampilly recommends investing equally in each of his stock picks (assuming the price is not over the limit he sets). Spentrino also provides you with price limits. Bill
recommends investing 90% in the stocks in the Conservative Portfolio (and he varies the money allocations).
The Aggressive and International Portfolio’s get only 5% each. Both Bill & Paul are very intelligent stock advisers
with lots of knowledge & experience. I wish I had enough cash on hand to invest in all 39 of the stocks that are
listed in the Dividend Machine Portfolios. I took advantage of a 50% discount, by signing up for a 2nd year.

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John
Member
John
March 8, 2018 12:38 am
Reply to  jillsami

Follow Bill’s advice and be patient.

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realitybytez
Member
realitybytez
May 6, 2018 10:35 pm
Reply to  John

follow what advice? if the last time he made a recommendation was july of 2017, what are you getting for your $99 a year?

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Mark W
Guest
Mark W
August 15, 2017 3:47 pm

Bill was pushing Apple well before the 7/1 split. I bought quite a bit. The dividend keeps increasing and the stock has more than doubled.

I’m extremely happy and thankful for the advice.

I am in the market for the long haul and want to buy stocks with increasing dividends which drive my cost basis down and increases my total number of shares. After 5 or 6 years the growth is really picking up traction as compounding is in full gear.

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Guest
real subscriber
August 19, 2017 5:51 pm
Reply to  Mark W

He pounded the table on KORS and QCOM. He said put 16% of your portfolio into QCOM and it’s down 15% according to his latest newsletter. Average that with Apple and the gain is about 70% while the SP500 is up more than 100% over that time. You are right, he has a few good picks but most of his stocks are not good.

John
Irregular
John
November 15, 2017 10:44 pm

You really need to get your facts straight. Im well over 100% just in Appl, Kors , QCOM, are all up. I only invest in The dividend machine stocks an am beating the market. I also follow his inner circle and am up 88% in 1 year

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rdennyofin
Member
rdennyofin
November 19, 2017 7:24 pm

real subscriber, I have read a number of your posts, and I am beginning to believe that you are not an investor; rather a “picker and chooser” who bets big on a few stocks instead of spreading your investments equally over all of the recommendations that Bill Spetrino makes. If so, your approach has a very high probability of consistently losing. Further, you are particularly “fast and loose” with the facts. You are entitled to your own opinions, but you are not entitled to your own facts. So, post the real performance record of Bill’s Dividend Machine investments and stop posting “your version of the facts!!”

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jillsami
February 21, 2018 11:10 am
Reply to  rdennyofin

I recently subscribed to Bill Spetrino’s newsletter (The Dividend Machine), and then decided to
pay to be in his BIO group. I like the fact that Bill responds with a personal email sent from his iPhone (even after midnight). I also like Paul Mampilly’s inexpensive newsletter (Unlimited Profits). Bill only invests his money in good large cap companies, whereas Paul does not risk his money, but sets up a model portfolio for his subscribers to follow the risky small cap companies,
that have a 50/50 chance of making a profit for you. I try to invest only in the ones that seem to have the best chance of doing well. I sell my shares before he tells me to. I’ve made a profit of $1,500 in a little over two months , which more than pays for the $100 cost of the subscription. Mampilly’s emails are impersonal, generated by a computer.

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jillsami
February 2, 2018 6:31 pm

Bill Spentrino allocates various amounts of money to his stock picks. His entry date for AbbVie is January 2013. He recommends not paying more than $31.50 for this stock, which is now $95.21 at yesterdays close. Bill is recommending Gilead for 2018, but the price of that stock is too high. The
only stock that I have invested in so far is Snap, Inc which I feel will never do well. Facebook offer similar unique services (so I’ve read. I subscribed this morning, so I haven’t had much chance to decide whether I made a good investment, or not (only $100 for the year). So far “meah”.

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bill
Guest
bill
March 7, 2018 9:37 pm
Reply to  jillsami

snap is up over 40% and the market is flat in that time frame

jillsami
February 2, 2018 6:19 pm
Reply to  Mark W

I was holding onto my Verizon & AT&T shares (reinvesting my dividends) before I retired, but then I foolishly
cashed in a good part of the shares in order to invest in other companies that I judged to be good investments. I ended up losing several thousand dollars doing it “my way”. Now I hoping that Bill Spentrino’s and Paul Mampilly’s newsletters will help to guide me to making a profit.

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vita
Member
vita
August 24, 2017 11:36 pm

I’m still pleased with my Dividend Machine stocks! Bill said to buy Apple pre split and then post split I bought again and again, almost all under $100. I’m ahead by 61% !
So far I have over a dozen stocks recommended by Bill and only 3 are slightly in the red but 1, RIG, being down a bit more. I layered down recently with more shares and will continue to do so to get my cost under $10. so long as RIG remains low as I anticipate.
I’m fortunate to have other gains from Bill’s picks, 94%, 141%, 36% etc., etc.
Bill has recently recommended 2 more stocks to add to our portfolios. One I’ve added already, the other I’m just waiting until I study it more and have funds available.

I can’t see how anybody could go wrong joining the Dividend Machine especially if you are a long term investor and want to retire wealthy. I have yet to find a better advisor than Bill Spetrino.

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Heath Ochroch
Guest
Heath Ochroch
November 16, 2017 10:01 am

The Dividend Machine has literally changed my life. I am up 86% in the last year on the Inner Circle option plays. Apple has been the gift that keeps on giving. Qcom has rebounded, and is fighting off a takeover bid. MU has taken off. So has KORS. So has URBN… I am kicking the crap out of the market thanks to Dividend Machine and Inner Circle.

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Real Subscriber
Guest
Real Subscriber
November 16, 2017 12:04 pm

Spetrino: you said YY proves you’re a genius. Address RIG (40% of the portfolio and down more than 50%), SFUN down more than 40% and CBI down more than 50%. Every trade you closed this year gained less than the market. I would be better off in an index fund. You are lagging the market and that’s the measure of success, not individual stocks but the portfolio. And, SNAP – get real. You research this with your daughter. Read the NY Times or get broker research to learn about companies.

Tyler Phillis
Guest
Tyler Phillis
November 16, 2017 12:19 pm

Don’t feed the trolls, folks…that’s all this person is. If you want facts talk to Bill himself or contact Newsmax.

This “Real Subscriber” is a retard.

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realsubscriber
Guest
realsubscriber
November 16, 2017 5:57 pm
Reply to  Tyler Phillis

Why do you defend Spetrino by calling others names? The facts are the facts. He is trying to claim he beat the market. Please call Newsmax and post the numbers they give you. They have them available and they prove the point. This is easy to resolve. And you will see I am 100% right – Spetrino did not beat the market.

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rdennyofin
Member
rdennyofin
November 19, 2017 7:12 pm
Reply to  realsubscriber

realsubscriber, you claim to know so much about performance of the Dividend Machine, so stop all the idle chatter and post Bill Spetrino’s Dividend Machine performance, and be sure to keep it real!! You claim to have the facts, so post them!!!

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vita
Member
vita
November 16, 2017 6:17 pm

Real Subscriber, it’s hard to tell what your beef is with Bill but if you look at things a little differently you might find a way to make up your loses if in fact you have them rather than trying to say negative things and everybody thinking you’re trolling him. You say “YY proves you’re a genius”. YY didn’t prove he was a genius. He was a genius long before he recommended YY. Just look at AAPL. (I’m up over 72% this year)! Take a look at MU. I’m 4 points away from 200%!! And QCOM you mention: Up 17% on QCOM! NSP, up 231% !!!! Now that’s GENIUS!!
You mention RIG. Sure, RIG is down but I’ve bought more in the $7.00 range and now just a few dollars away from breaking even. It’s just a matter of time before it turns green. I’m sorry if you got in high and sold, if that’s the case. I choose to hold and not lose my principal if at all possible.

Bill doesn’t steer people wrong, he gives good guidance to those that are investors. If you got off on the wrong foot and sold too soon or screwed up some way, it’s not his fault. You’re a big boy, pull up your boots and learn from your mistakes.
I have never made more money in the market than I have by following the advice from Bill Spetrino. So far this year I am up over 6 figures, so much so that I’m afraid to show my wife; she’ll insist on a new house!

P.S. Don’t discount SNAP. TENCENT spent 2 Billion big dollars on SNAP for a reason. I only have 500 shares so far but will add as I can. I have a feeling Bill’s daughter is smarter than you and I put together. Best to all!

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real subscriber
November 17, 2017 11:04 am
Reply to  vita

You pick and choose what to do rather than following his advice. Good for you. I follow his advice which is what he provides the newsletter for. Credit where credit is due: His pick in FL is doing great. It’s up 8% today as I write and he advised allocating 4% of the aggressive portfolio to it. He advises 5% in the aggressive portfolio so that 8% gain in the stock added 0.16% to my account. The day’s losses in SNAP, HLF and GILD are more than that in dollar terms when you use his allocation. The S&P 500 is up more than 100% since he recommended QCOM so that trade is a loser. You would be up $1 million or more in an S&P 500 ETF. I learned – Bill cannot beat the market with his portfolio. Please show me the math that proves me wrong. Don’t cherry pick a few results – show me the math.

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Dave
Guest
Dave
August 2, 2018 7:07 am

haha sorry Real subscriber…. go look at QCOM right now? Time proves how well or ill advised someone is and I am afraid to tell you that Bill is a winner. I was skeptical with him at first too… but after being with him for a year.. I wish I was with him sooner… just follow his plan and his allocation % per section i.e. no more than this % in agressive/conversative/internation. Oh and no one is posting his performance numbers because you have them in his newsletter and you can see exactly what he entered in at and how he is doing. It sounds like you’re not either following his allocation percentages or you loaded up too high in 1-2 of the listed stocks. If you’re late to the dividend machine game, you have to make sure you follow his % allowance per stock. Either that or you’re just a troll and not an actual subscriber.

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jillsami
May 10, 2018 2:38 am

Bill Spetrino now admits that RIG was a very bad recommendation.
Some members may have disregarded his recommended allocation for the International Portfolio which
Bill recommends only investing 5% of the total investments in the three different Portfolio’s. RIG was only
2% of the Entire Portfolio (40% of 5% equals a mere 2 % ). Some investors neglected following Bill’s guidelines and bought more than Bill suggested. Many of the members told me that they regretted the times they didn’t follow Bill’s guidelines. To get a clearer idea about how good Bill’s recommendations have been, focus on the
Conservative stocks that he recommends (he tells members to allocate 90% of money in these stocks). The first
quarter of 2018 has been awful, but the members are already regaining the gains that they had lost when the Market was consolidating. Bill does not mislead anyone with false gains (the way Banyan Hill writers do). I’ve
only been a member of his newsletter, TDM, & the B.I.O. forum for a few months, so it’s too early for me to see how well, or how badly I’ve done. The members are a great bunch of knowledgeable investors, that share ideas,
and help anyone who is having a problem. Bill takes a personal interest in each member. The chat room is as good as any social media forum. Note, CBI and SNAP are not part of the Conservative Portfolio.
There might be advisors even better than Bill Spetrino, but I’m sure that most of us could not afford the fee they charge.

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hiren
Guest
hiren
November 14, 2019 6:11 pm

are you serious man ?? Bill does make some bad choice but made lots and lots of greatest choice.. visa, altria ( i can’t mentioned every one of them ) but i got atlas 500% back… i burned myself in oil stocks but that was a lesson… everyone makes mistakes even warren buffett too… but so far since i follow Bill he has been amazing. look at SNAP as well.

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John Y
Guest
John Y
November 16, 2017 2:20 pm

I have subscribed to The Dividend Machine for over 4 years. It is a fantastic newsletter and by following Bill’s advice, I have consistently increased my net worth year after year. This is the only newsletter that anyone needs.

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John Y
Guest
John Y
November 16, 2017 2:24 pm
Reply to  John Y

And I should add that I increased my net worth at more than twice what DJ or S&P indexes have grown. If you don’t subscribe to The Dividend Machine, you are missing the boat big time!

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realsubscriber
Guest
realsubscriber
November 16, 2017 5:55 pm
Reply to  John Y

Could you prove that with math? His portfolio has NOT beaten the S&P 500. He made a few good picks., a few really bad picks and a lot of okay picks that lagged the market. Please state the returns of his portfolio with numbers rather than hyperbole.

real subscriber
Guest
real subscriber
November 20, 2017 1:31 pm

Why is it that when I ask for portfolio performance numbers everyone goes quiet? You are all quick to call me names but no one ever says “I called customer service and you are correct. Spetrino has not delivered portfolio returns that beat the market and if you follow what he says you will be behind the market.”

Larry R
Guest
Larry R
December 18, 2017 6:59 pm

I joined the Inner Circle this summer. I had never invested in options before. I was scared at first because I was afraid of losing all of my investment. It turns out that joining the Inner Circle was the best decision of my life. Bill’s picks have been amazing and in 6 months I am up close to 200%. Thank you Bill. You are the greatest.

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Subscriber to DM, SIC
Guest
Subscriber to DM, SIC
February 1, 2019 11:40 am

Dividend machine is not like owning a mutual fund. You can’t just get in and out because of his buy at or under prices. Once the stock price exceeds the buy at or under price, you aren’t supposed to buy it, so when you subscribe, there are many stocks you can’t buy. However, if you follow it for a year or two, there are often many conservative stocks that you can buy, and there are always some aggressive stocks that you can buy.

So as far as performance numbers, if you’re looking for performance relative to his stated portfolio, probably no-one owns the stated portfolio. I have been doing dividend machine for 4 or so years (which I do recommend), and spetrino inner circle (which I do not recommend any longer due to recent volatility). Any kind of investment return reporting would take a lot of work to figure out because I have a mix of investments between DM, S. Inner Circle, and some non DM/SIC investments.

I have done well, with a few stocks going up 200% that more than compensate for a few losses. I have made mistakes selling some stocks early that are up a lot more now.

Another nice thing is there is relatively small portfolio turnover.

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Stephen Gill
Stephen Gill
November 30, 2017 2:07 pm

I have subscribed to Bill’s Dividend Machine for several years and his is one of the very best I have found. His recommendations are overwhelmingly successful and he has an uncanny pulse on the markets which usually makes for excellent entry and exit points. Sure, he’s had a couple of dogs, but if you follow his investment allocations you’ll be way ahead of the game and the S&P500!

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Dividend Guy
Member
Dividend Guy
August 28, 2018 6:23 pm

I am looking for higher dividends, around 8-10% a year. This newsletter is called the DIVIDEND MACHINE. I NOT found anything about dividends being paid by anyone who uses his newsletter. It’s all about stock appreciation. Why?

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hiren
Guest
hiren
November 14, 2019 6:04 pm
Reply to  Dividend Guy

Look into his newsletter and see you will find so many. I don’t know if you read that or not ?

jillsami
September 10, 2018 9:51 pm

I just wrote a lengthy post, in defense of Bill Spetrino, and neglected to point out what I like best about my being subscribed to his investment services. Bill is a teacher. He has unique instincts that have helped him to be a successful investment advisor. I’d remain a member of his B.I.O. forum, even if I decided to stop trading stocks
& options. I am honored to be associated with so many outstanding folks. Bill’s Cafe section is hard to beat. We
share our interests, and experiences that have nothing to do with serious trading. If “real subscriber” had joined the B.I.O. forum, I’m sure that he would never have left, and he would become a successful investor. Bill got rid of the International section of The Dividend Machine. He was never in favor of that section, but he was told by his employer (Newsmax) to do so.

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