Topic Archives: Insurance

“Franklin IRA” — what’s the “Secret LIFETIME Income Stream Found INSIDE Benjamin Franklin’s Will?”

I thought this was going to be another pitch for what’s lately been teased very aggressively as invisible “770 Account” participating whole life insurance by the Palm Beach Folks… so I almost tossed the email (there are only so many times you can run through that story). But this is a little bit different — […]

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    My insurance agent joined this club and encouraged be to join. He's 72 and I just turned 76. Never into joining this typ...

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    It' is right up there with Liberty Checks, Patriot Checks, Insurance Refund Checks and Oil Pension Checks. The newest fl...

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    Exercise. Exercise long and hard and often. If you do this it will add more years to your life than it uses. If your...

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    Boy oh boy oh boy! Do not get stuck on the credibility attributed with the nickname “Mini-Berkshire...” just as Warr...

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    The key with these Berkeshire is the underwriting capacity; write insurances policies that are never used. You can inves...

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    Once upon a time I sold insurance. I was recruited by the man who became my supervisor. He saw me on the job at the piz...

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    How is this different than a company the buys and owns high performing insurance companies like Brown & Brown? Brown & ...

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    The insurance 'game' is all about leveraging a clients assets on receipt (i.e. control). Insurance leverages all client ...

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    I used to sell individual lines of P&C insurance in a small family independent agency. I think their model is a grea...

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    One could make the same argument about requiring seat belt use. We all pay for your freedom to allow your head to go thr...

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    There are so many parts to car insurance: theft, fire, collision, glass, towing, liability, under insured.........I doub...

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    Think about it, we haven't yet gotten electric cars in motion to consider them viable for 99% of the world. Autonomous ...

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    USAA is a case study of what stakeholder partnerships should look like. They return a portion of their profit back to t...

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    When it comes to healthcare and primary care in particular I as a retired healthcare professional have only one prescrip...

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    It´s hardly Big Pharma being the problem, but the price. Here in Europe these instruments are paid for by the health in...

  • Travis Johnson, Stock Gumshoe

    Estimated revenue for 2019 is about $135 million, so that's closer to 50X current year projected sales (70X trailing sal...

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    Hi Travis, I came across GABI.com. It provide a comparison and offers the best rates among all the auto insurance for ...

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    Berkshire Hathaway - what happens when Warren and Charlie pass on into Wall St. Heaven....? As for Apple - do they reall...

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    Travis, You are spot on regarding long term care insurance. As an attorney I was threatened by a LTC agent (for GE) to ...

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    Liberty Latin America (NASDAQ:LILA, OTC Link: LILAB)) announced on Jan 17 that it agreed with its third-party insurance ...

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    What happens when the autonomous cars arrive and accident rates drop dramatically? What happens when autonomous car shar...

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    Whole life insurance as an investment has been around for decades and can be a good investment if you are lucky enough t...

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    Scott, Depending on where you live, investing in income real estate (starter homes, duplexes, etc), bought cheaply out ...

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    Ref: Berkshire comments and mention of GEICO. Wonder how GEICO would do facing USAA ?? Had a minor fender-bender re...

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    I have GEICO myself. By far it was the cheapest car insurance I could find. I wonder how much GEICO will increase police...

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    I did call Tom Dyson's promotion and found out that Tier 1 Capital is where the Whole Life Ins policy thing is out of Ph...

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    Actually to be totally honest Bill over the past 20 years Whole Life has paid dividends of 5-7% not 4-7% as you have sta...

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    I am glad that I don't have a conscience when I delivered a 4 million dollar death benefit, to a young widow with 5 smal...

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    Excellent point MGREINER715, All of the major banks have a minimum of 35-4-% of their assets invested in these over fu...

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    BAD NEWS..AN ARCHITECT FRIEND SMOKE IT ILLEGALLY FOR YEARS RHEUMATISM arthritic condition and made it. To. HOUSE BEAUTIF...

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    I currently have 10% of my portfolio allocated to sprott physical silver and gold etf’s right now. I rebalance durin...

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    Please do not get tied up with Money Morning and those involved with pushing the get rich schemes, i.e., Federal Rent a...

  • Travis Johnson, Stock Gumshoe

    Clean TeQ triggered a stop loss a while back, as cobalt prices dropped and the capex numbers for sunrise climbed — I s...

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    That makes no sense. Live patients pay much better than dead patients. If in fact, that patient had lived, the PR value...

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    I can't speak for others, but I do my trading in my Roth account, where taxes are never an issue. I did a roll-over fro...

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    I got the privilege of watching ovarian cancer take the life of my older sister. She didn't smoke, watched what she ate,...

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    They are buying junk bonds, which is below investment grade. Therefore, banks and or insurance companies are not allowed...

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    Container Shipping! Never even thought about that one. Talk about a perfect match for VRFB's.....and lower insurance c...

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    I am earning approximately $1900/month on just over $50k in real estate investment … the caveat is it also included a ...

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    Yeah too bad hospitals are shutting doors and on the chopping block. Ours is tops in the region, first in kidney, liver...

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    Totally agree. Buffett needs to go back and read his own annual letters on how to invest in capital efficient companies...

  • Travis Johnson, Stock Gumshoe

    For what it's worth, that's the reason I tend not to dabble in clinical-stage biotechs -- you have the double uncertaint...

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    Hi Travis, I retired as an insurance agent and as an agent one of the products we sold were annuities. For them to wor...

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    if the insurance is purchased thru a self directed roth ira can that avoid the tax?...

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    That says CITIC will provide armed security for Ivanho's mining operations to me. If you are correct about all of Fried...

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    The only tech I've seen yet that has any capability of preventing live shooter-bomber incidents is the portable, covert ...

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    Thx Travis - Great insight into one of the more attractive punts lately. Has shown strong upward momentum, trading above...

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    I purchased a $250,000 whole life policy on my daughter and owned by my 95 year old dad as an investment for him. The co...

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    Ping Insurance Group (PNGAY) and China Merchant Bank (CIHKY) are two of the top three weightings in KBA and both trade a...

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    I jst check the 10 stocks above in KBA. Three of them are on the OTC. Ping An Insurance Group (PNGAY) China Merchants B...

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    So I'm confused as to how you make money with life insurance? don't you have to die to et that money?...

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    Hi Travis, Thank you once again for an impressive analysis including the informative charts, and also for giving Steve c...

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    So what was in the quart jar? I have a family member that needs help!!! Thanks to OBAMA the insurance company has refuse...

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    Yes they are whole life policies, no matter how any salesman assures you they are not. As FORMER life insurance salesma...

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    Bank-on-Yourself ('Boy') is about borrowing from yr. own life insurance policy rather than a a high street bank. It work...

  • Travis Johnson, Stock Gumshoe

    That’s exactly what it is, along with borrowing from your insurance account balance as an alternative to bank financin...

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    Hi Michael; Thanks for your excellent articles. I am currently on Medicare and I remember one of my doctors saying 'I...

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    Digital doctors...just another way to push prescriptions. Other than give you drugs, what can robots do...order you up ...

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    I actually used Teledoc a couple of days ago. My insurance company, Emblem health, sent me a membership card several we...

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    One thing you said struck me directly about 'not knowing how to open an account'. My actions are recent and I agree that...

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    Tim You can't borrow more than your policy's surrender value The interest you pay is generally not deductible and compen...

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    Cash value is not lost to the insurance company. That is like saying equity is lost when you sell a house. Cash value ...

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    Pacific Life Universal life insurance paying about 4.5% to 5% per year after the load. Not that great frankly. Compari...

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    There are already several extended release narcotic pain meds on the market. They work very well and offer good relief w...

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    My wife age 65 has had headaches since age 12. Some last 5-days. Is headache free maybe only 7-days a month. Been to ...

  • Travis Johnson, Stock Gumshoe

    That's terrible, Terri -- yes, the fact that people sell "option selling" strategies as "free income" is unconscionable....

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    I am so disappointed - I am 86, and have no savings, thus no funds to buy into this Private Pension Plan. I don't need ...

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    I am so disappointed! I'm 86, have no money aside from a small Social Security monthly income, and am too old to get in...

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    chuckhinners: I haven't checked with my insurance company or my agent, but I believe what I have posted above is corre...

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    I believe Blockchain and cryptocurrency is here to stay. As in the early days of the internet, consumers are suspicious ...

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    Your cash value is the present value of your death benefit. You can have it if you surrender your policy and give up yo...

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    I believe that I am re-paying the interest to myself, since it's my policy---the insurance company only holds it in thei...

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    You always pay the insurance company on a policy loan. You borrow from the company, never from yourself...

  • Travis Johnson, Stock Gumshoe

    Yes, they get a commission from the insurance company like other annuity sellers... though I think they say it’s a muc...

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    I'm still surprised that the CEO gave price targets for their drug on the conference call. Gave the competition chanc...

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    oops that's my bank!!!!!!!!!!!!!! I am transferring my account to Schwab but it won't clear with settled funds from all...

  • Travis Johnson, Stock Gumshoe

    Interestingly, just this weekend came news of a huge takeover deal in insurance -- Axa buying XL Group at a huge premium...

  • Travis Johnson, Stock Gumshoe

    Wouldn't surprise me... the rates have been artificially low because of too much capital in the insurance business, and ...

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    Hi Travis. Regarding insurance, I own a Nordhavn motor yacht. I'm hearing some owners with current insurance renewals co...

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    Any thoughts - https://www.utilitydive.com/news/finance-not-technology-could-be-the-key-innovation-for-flow-batteries/51...

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    $no ticker - apologies in advance for long posting I'm sitting here mulling over which of my stocks I'm going to need t...

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    I am a registered nurse and have witnessed both sides natural and pharma...I have found that Pharma/medical establishmen...

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    I'm getting the feeling it could be the same thing Tom Dyson was promoting awhile back....maybe one of those Whole Life ...

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    I signed up for cardio rehab with out thinking about payment, I was more interested in what condition my couch potato bo...

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    They will pay for 12 visits I believe Griffin. I do have supplemental accident insurance that will cover the rest, for t...

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    This answer why I haven't seen much about electrical storage. The regulation were probably written in the day of Edison ...

  • Gr8Full!

    #Rust - "There is danger in having too many acres growing a monoculture strain of any crop. Variety is often the best pr...

  • Gr8Full!

    This last week and today the insurance policy has been the best performing position. Not for the faint of heart, mind y...

  • Gr8Full!

    $TVIX My little insurance policy is working out well today... The question is should I stay or should I go? https://www...

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    Ditto that as to prolozone therapy. I have several friends who have avoided knee replacements with prolozone therapy. Th...

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    $ No ticker Xarelto's patents extend to 2020 and 2024, so no generic before that and possibly even longer if they can...

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    $VTGN No Position What this company is doing seems very interesting, so I started reading some literature on ketamine...

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    $BLPH Are Institutions Putting Their Stamp of Approval On Bellerophon Therapeutics, Inc. (BLPH) Based on the late...

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    #Hyperbaric oxygen therapy. #Dr.KSS very glad you are back! This article mentions some current uses at UCSD Medical Cent...

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    Great analysis. I haven’t had much luck with my two Agora $2,000 services. Not going for another. I do agree with hi...

  • Travis Johnson, Stock Gumshoe

    That strikes me as an almost-irrelevant robo-generated article from someone who doesn't know what metrics matter for Fai...

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    I also think the shock is going to be major. If you look at the American economy for the last 100 years, it is strik...

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    Let me see if I can explain it to you and not confuse you more. An IUL has two "baskets". There is the Life Insurance ...

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    When you are driven by commissions and not by the best interest of your clients then I can understand why you would feel...

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