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Topic Archives: life insurance

  • What’s “Washington’s Private Pension Plan” being teased by Palm Beach?

    What's the "Backdoor" into "Immediate Retirement Fund Payouts" being teased by Teeka Tiwari?

    92 Comments Read More
  • What is “The Babylonian Money Code: The 3,800-Year Proven Secret to a Tax-Free Fortune?”

    Checking in on the Palm Beach Letter's favorite pitch idea -- now also called the asset "stolen by Hitler" and "banned by Caesar", this is still what Palm Beach used to call the "770 Account"

    63 Comments Read More
  • What’s Palm Beach Letter’s “Invisible Retirement Fund” that the IRS Can’t See?

    Checking in on what they most recently called the "Magic Contract" and the "770 Account," being pitched anew Tom Dyson for the Palm Beach Letter?

    56 Comments Read More
  • What is Palm Beach’s “Untouchable Income Account?”

    Looking at Tom Dyson's pitch for PBL Wealth Builders Club

    38 Comments Read More
  • Maximizing Shareholder Value when the FBI Raids Your Office

    SPECIAL VALUE INVESTING CONGRESS NOTES FOR THE IRREGULARS

    Leave a comment Read More
  • “How to Collect $30,000 to $250,000 in ‘Unclaimed Inheritance Money’ “

    That sounds pretty good, right? It’s everyone’s dream, a rich great-uncle that you never knew, and years later you find out that you were left a fortune in his will, and he’s been dead for years and a banker’s knocking at the door trying to give you a bag full of Krugerrands. Ah, those are […]

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  • Comments

  • True, life Insurance is a whole different beast. Life and annuities are more of an investment business than a risk-ass...

  • Sorry to hear about your accident. I carried disability insurance until I retired. Insure your life, your health,, and ...

  • Taking profits is what I wished I had done a lot more of back in February. There was all this chatter about the market a...

  • Canadians have a peculiar investment vehicle called split shares. Essentially the sponsor buys a $25 worth of high-qual...

  • Have never looked at that one, though life insurance is a whole ‘nother ballgame — all about interest rates....

  • Stop the madness! I am a 57-year-old man. I take no medications whatsoever and recently had a life insurance exam and wa...

  • Haven’t looked at them, but life insurance is a really, Really rough business with rates approaching zero....

  • IMHO the only way to invest in an Insurance Company is with life insurance. Starting with basic whole life and term ...

  • Those get into the life insurance and other insurance sectors, too, I prefer KBWP for the cleaner focus on property & ca...

  • Boy oh boy oh boy! Do not get stuck on the credibility attributed with the nickname “Mini-Berkshire...” just as Warr...

  • I received a email with Manward's video promoting the Death of Cash Survival Kit. Same deal. THe five step are:" 1. Buy ...

  • Whole life insurance as an investment has been around for decades and can be a good investment if you are lucky enough t...

  • I did call Tom Dyson's promotion and found out that Tier 1 Capital is where the Whole Life Ins policy thing is out of Ph...

  • Excellent point MGREINER715, All of the major banks have a minimum of 35-4-% of their assets invested in these over fu...

  • So I'm confused as to how you make money with life insurance? don't you have to die to et that money?...

  • Yes they are whole life policies, no matter how any salesman assures you they are not. As FORMER life insurance salesma...

  • Bank-on-Yourself ('Boy') is about borrowing from yr. own life insurance policy rather than a a high street bank. It work...

  • Cash value is not lost to the insurance company. That is like saying equity is lost when you sell a house. Cash value ...

  • Pacific Life Universal life insurance paying about 4.5% to 5% per year after the load. Not that great frankly. Compari...

  • I'm getting the feeling it could be the same thing Tom Dyson was promoting awhile back....maybe one of those Whole Life ...

  • Let me see if I can explain it to you and not confuse you more. An IUL has two "baskets". There is the Life Insurance ...

  • When you are driven by commissions and not by the best interest of your clients then I can understand why you would feel...

  • $HALO - a huge increase of holding by an institutionThe Manufacturers Life Insurance Company boosted its holdings in...

  • I have worked with and still do work with the "little guy". I have been in the business 28 years but was not trained on...

  • Isn't it just an insurance annuity?Or a life insurance policy invested in any of their 200 funds available?You can add t...

  • mtpoulsen Thank you for posting this. "Science" embraced the P value concept and immediately began to misapply it in mod...

  • I used to be a licensed life insurance agent. I have a conscience and could not stand it for more than 12 months....

  • I've been with Dyson and the Palm Beach people since they began and can only say they seem to try harder than any of my ...

  • Tom Read my book Insider Trading in the Life Insurance Market on amazon Chuck Hinners...

  • That appears to be a hodgepodge of retirement "rescue" solutions, but the biggest focus is on what Palm Beach has consi...

  • agree, i am a licensed agent my self (in different field) and while at work, I put my customer's interest before anythin...

  • I am doing a bit of speculation, dheld2, but here is my thinking ...I believe Skousen's IRA reboot is a strategy to ...

  • It's a very different kind of insurance company, they sell life insurance and annuities as opposed to property and casua...

  • It’s a new catchy name for something that has been around for years. 26(f) is very similar to the “bank on yourself...

  • Isn't the 26(f) program whole life insurance?...

  • I thought life insurance and used cars was a hard sell until I discovered the Sharks on Wall Street...

  • Actually "Whole Life" depends on the type of company you get it from. There are three types of Life Insurance companie...

  • Thanks lining88. I practiced law for over 50 years and founded a firm with 10 or so lawyers still active firm and retir...

  • This smells like a con job. Probably whole life insurance disguised as an investment....

  • Consult a fee only life insurance advisor like Scott Witt at WittActuarialServices.com or Glenn Daily at glenndaily.com...

  • Does TIAA offer dividend-paying whole policies? Last time I checked (early last year), they only offered universal life...

  • Toni You purport to understand life insurance but I have some questions. How can the insurance company pay you a commi...

  • The only rule going into effect on April 10, 2017 is the DOL's "Fiduciary" rule, basically requiring investment advisors...

  • Here's an explanation of what amounts to a scam being advertised by "Morning Money". It's "whole life" life insurance, ...

  • Insurance is for protecting you or your family from catastrophic loss, not for investing. The biggest possible loss woul...

  • I just wonder it seems just not the same...It is controversial they say no long term studies.. People have vaped for 10 ...

  • My understanding is that whole life insurance with a high cash value/surrender value, as would be the case with these "B...

  • With a properly structured life insurance, the death benefit portion will grow every year. So in your example, if you al...

  • I think the book you were referring is "Becoming Your Own Banker", by R Nelson Nash. "Bank on Yourself" is another book ...

  • I have subscribed to the "Palm Beach Letter" for 2 years and am pleased with it. I initially subscribed for this spec...

  • $RLYP - From Engelwood Daily: In today’s session Relypsa Inc (RLYP) registered an unusually high (379) contracts volu...

  • Thank you, Larry you are so very correct! Let's remember we are dealing with government. Yes, the IRS can take the cash...

  • Week in Review: Key Meetings in Cannada, Possible Patient Boom in Nevada & DEA Speculation: http://mjbizdaily.com/w...

  • I find it amusing that "mongoose" impliedly claimed to understand something as mind-numbingly complex as the scope of th...

  • Dear mongoose: You don't know what you are talking about. First, am both an attorney and a certified public accountant....

  • You should subscribe to Palm Beach Letter then.I read about this and it is life insurance sold by a few very old com...

  • The Internal Revenue Service can indeed "touch" a life insurance policy under certain circumstances, as a general rule. ...

  • I have a dear friend who cannot manage money. She trusts every scam artist and has lost millions of inherited money. She...

  • Just making a point here - the whole life insurance policy and method is legitimate only from a mutually owned company. ...

  • Thank you Doc. Amazing how much I respect you though I am not a lover of the American medical System at all. (Trying to...

  • Life insurance with a cash value is a way of saving so long as you live to enjoy those savings. The problem with any ty...

  • The difference in your example is your loan from the Credit Union (which are fine organizations) and your loan from the ...

  • Kevin, there is nothing wrong with your plan – that is assuming you can transfer $50k a year into a ROTH IRA. Could y...

  • Travis, You started your conversation speaking about 770 accounts. I've received quite a bit of informatio...

  • Brother Dave, I respectfully disagree with your sentiment. If a type of life insurance can be used as an investment ve...

  • The solution is to BUY TERM and Invest the difference that you will save from buying whole life into an IRA. Thus, you ...

  • This person is telling it the way it is. I picked up on the Beach Boys advertisement , that this plan can only be funded...

  • In that case, instead of groceries, you should buy his family life insurance, unfortunately....

  • "Real Truth" makes plenty of sense and instead of picking apart the grammar/spelling you should be directing the reader...

  • If it is done as suggested, does it work as advertised?What is the difference between waiting 10-15 years to accumul...

  • I'm not a big fan of creating trendy names for things. We're talking about Dividend Paying Whole Life Insurance. Creat...

  • Term life insurance is a product for people who want protection at an affordable price, it has nothing to do with invest...

  • Omg so this highly praised shit is just create a life insurance and then burrow money in the bank, on the life insurance...

  • Very true, that is why diversification is needed, with many scenarios in mind. As someone said, "Think about all the t...

  • I used 2 different vehicles from 4 companies. I used 4 different companies just for diversification purposes, as the pro...

  • I received a mailing from the Palm Beach Letter offering to let me in on this "secret asset". Now that I've checked wi...

  • Dear Mr. Bigfoot, You have been highly recommended by your peers as a Qualified Person to review my Blog/Article entit...

  • The shoe box is low cost but is attachable by your creditors (whole life insurance is not) and shoe box cash is taxable ...

  • As a Financial Adviser, primarily in the Life Insurance industry, you have to look beyond the death benefit for these 77...

  • Great work explaining how these work Travis! One thing you really have to watch is that they set a criteria to set their...

  • Great psychic income, but a rotten investment. Higher education will be the last bubble to burst...the costs are ridic...

  • That's yet another version of the "770 account" or "hidden retirement account" -- a form of life insurance, we covered t...

  • Travis doesn't have life insurance Vivian, where does he say that? Convertible term or Universal life automatically lowe...

  • Grateful for the reply. By the way, I checked the Pretium website and found some interesting things. First, some of t...

  • The 770 accounts? That's life insurance, I've covered it a few times. Participating whole life can generate such return...

  • The so called 770 account is an excellent investment long term if you have at least twenty years to spare. and many are ...

  • The power of compound interest over time is at once the most powerful force available to build wealth and the most diffi...

  • Love the Gumshoe! When you need to know about these rewording of everyday investments I know you will give a straight fo...

  • James, I find the Oxford Club to be one of the most offensive of a bad group. A couple years ago, they ran an ad for (I...

  • As a wholesaler of Indexed Universal Life, I can attest that the claims and "theory" about the tax-free retirement are c...

  • Look, I used to BE an agent with Northwestern Mutual Life. It was and is an excellent company for whom the quality of th...

  • Just to be clear, "770" refers to IRS code number 7703 (possibly 7702) which states that the gains in the cash value of ...

  • Some of the comments in this forum seem to be "plants" to support this 770 plan touted in the video I just viewed. Ther...

  • For the most part ,as I see it, Life Insurance is for protection not an investment vehicle. You buy insurance to provid...

  • This is sobering. Yet so many of our wives outlive us. What man among us gummies buys life insurance for both partners b...

  • Edgar Arceo sells mutual life insurance. Is he cheaper or fairer to policy holders than others? No way to know. I am not...

  • Good review in general, but there a few things that are not 100% right. Arguments against getting this account: Fi...

  • What ALL these comments leave out is this: The lurking danger from the bank on yourself use of policy loans. The danger ...

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