Topic Archives: life insurance

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    Boy oh boy oh boy! Do not get stuck on the credibility attributed with the nickname “Mini-Berkshire...” just as Warr...

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    I received a email with Manward's video promoting the Death of Cash Survival Kit. Same deal. THe five step are:" 1. Buy ...

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    Whole life insurance as an investment has been around for decades and can be a good investment if you are lucky enough t...

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    I did call Tom Dyson's promotion and found out that Tier 1 Capital is where the Whole Life Ins policy thing is out of Ph...

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    Excellent point MGREINER715, All of the major banks have a minimum of 35-4-% of their assets invested in these over fu...

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    So I'm confused as to how you make money with life insurance? don't you have to die to et that money?...

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    Yes they are whole life policies, no matter how any salesman assures you they are not. As FORMER life insurance salesma...

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    Bank-on-Yourself ('Boy') is about borrowing from yr. own life insurance policy rather than a a high street bank. It work...

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    Cash value is not lost to the insurance company. That is like saying equity is lost when you sell a house. Cash value ...

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    Pacific Life Universal life insurance paying about 4.5% to 5% per year after the load. Not that great frankly. Compari...

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    I'm getting the feeling it could be the same thing Tom Dyson was promoting awhile back....maybe one of those Whole Life ...

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    Let me see if I can explain it to you and not confuse you more. An IUL has two "baskets". There is the Life Insurance ...

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    When you are driven by commissions and not by the best interest of your clients then I can understand why you would feel...

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    $HALO - a huge increase of holding by an institution The Manufacturers Life Insurance Company boosted its holdings in...

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    I have worked with and still do work with the "little guy". I have been in the business 28 years but was not trained on...

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    Isn't it just an insurance annuity?Or a life insurance policy invested in any of their 200 funds available?You can add t...

  • arch1

    mtpoulsen Thank you for posting this. "Science" embraced the P value concept and immediately began to misapply it in mod...

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    I used to be a licensed life insurance agent. I have a conscience and could not stand it for more than 12 months....

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    I've been with Dyson and the Palm Beach people since they began and can only say they seem to try harder than any of my ...

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    Tom Read my book Insider Trading in the Life Insurance Market on amazon Chuck Hinners...

  • Travis Johnson, Stock Gumshoe

    That appears to be a hodgepodge of retirement "rescue" solutions, but the biggest focus is on what Palm Beach has consi...

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    agree, i am a licensed agent my self (in different field) and while at work, I put my customer's interest before anythin...

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    I am doing a bit of speculation, dheld2, but here is my thinking ... I believe Skousen's IRA reboot is a strategy to ...

  • Travis Johnson, Stock Gumshoe

    It's a very different kind of insurance company, they sell life insurance and annuities as opposed to property and casua...

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    It’s a new catchy name for something that has been around for years. 26(f) is very similar to the “bank on yourself...

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    Isn't the 26(f) program whole life insurance?...

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    I thought life insurance and used cars was a hard sell until I discovered the Sharks on Wall Street...

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    Actually "Whole Life" depends on the type of company you get it from. There are three types of Life Insurance companie...

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    Thanks lining88. I practiced law for over 50 years and founded a firm with 10 or so lawyers still active firm and retir...

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    This smells like a con job. Probably whole life insurance disguised as an investment....

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    Consult a fee only life insurance advisor like Scott Witt at WittActuarialServices.com or Glenn Daily at glenndaily.com...

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    Does TIAA offer dividend-paying whole policies? Last time I checked (early last year), they only offered universal life...

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    Toni You purport to understand life insurance but I have some questions. How can the insurance company pay you a commi...

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    The only rule going into effect on April 10, 2017 is the DOL's "Fiduciary" rule, basically requiring investment advisors...

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    Here's an explanation of what amounts to a scam being advertised by "Morning Money". It's "whole life" life insurance, ...

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    Insurance is for protecting you or your family from catastrophic loss, not for investing. The biggest possible loss woul...

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    I just wonder it seems just not the same...It is controversial they say no long term studies.. People have vaped for 10 ...

  • Travis Johnson, Stock Gumshoe

    My understanding is that whole life insurance with a high cash value/surrender value, as would be the case with these "B...

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    With a properly structured life insurance, the death benefit portion will grow every year. So in your example, if you al...

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    I think the book you were referring is "Becoming Your Own Banker", by R Nelson Nash. "Bank on Yourself" is another book ...

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    I have subscribed to the "Palm Beach Letter" for 2 years and am pleased with it. I initially subscribed for this spec...

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    $RLYP - From Engelwood Daily: In today’s session Relypsa Inc (RLYP) registered an unusually high (379) contracts volu...

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    Thank you, Larry you are so very correct! Let's remember we are dealing with government. Yes, the IRS can take the cash...

  • SoGiAm

    Week in Review: Key Meetings in Cannada, Possible Patient Boom in Nevada & DEA Speculation: http://mjbizdaily.com/w...

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    I find it amusing that "mongoose" impliedly claimed to understand something as mind-numbingly complex as the scope of th...

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    Dear mongoose: You don't know what you are talking about. First, am both an attorney and a certified public accountant....

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    You should subscribe to Palm Beach Letter then. I read about this and it is life insurance sold by a few very old com...

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    The Internal Revenue Service can indeed "touch" a life insurance policy under certain circumstances, as a general rule. ...

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    I have a dear friend who cannot manage money. She trusts every scam artist and has lost millions of inherited money. She...

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    Just making a point here - the whole life insurance policy and method is legitimate only from a mutually owned company. ...

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    Thank you Doc. Amazing how much I respect you though I am not a lover of the American medical System at all. (Trying to...

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    Life insurance with a cash value is a way of saving so long as you live to enjoy those savings. The problem with any ty...

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    The difference in your example is your loan from the Credit Union (which are fine organizations) and your loan from the ...

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    Kevin, there is nothing wrong with your plan – that is assuming you can transfer $50k a year into a ROTH IRA. Could y...

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    Travis, You started your conversation speaking about 770 accounts. I've received quite a bit of informatio...

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    Brother Dave, I respectfully disagree with your sentiment. If a type of life insurance can be used as an investment ve...

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    The solution is to BUY TERM and Invest the difference that you will save from buying whole life into an IRA. Thus, you ...

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    This person is telling it the way it is. I picked up on the Beach Boys advertisement , that this plan can only be funded...

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    In that case, instead of groceries, you should buy his family life insurance, unfortunately....

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    "Real Truth" makes plenty of sense and instead of picking apart the grammar/spelling you should be directing the reader...

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    If it is done as suggested, does it work as advertised? What is the difference between waiting 10-15 years to accumul...

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    I'm not a big fan of creating trendy names for things. We're talking about Dividend Paying Whole Life Insurance. Creat...

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    Term life insurance is a product for people who want protection at an affordable price, it has nothing to do with invest...

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    Omg so this highly praised shit is just create a life insurance and then burrow money in the bank, on the life insurance...

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    Very true, that is why diversification is needed, with many scenarios in mind. As someone said, "Think about all the t...

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    I used 2 different vehicles from 4 companies. I used 4 different companies just for diversification purposes, as the pro...

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    I received a mailing from the Palm Beach Letter offering to let me in on this "secret asset". Now that I've checked wi...

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    Dear Mr. Bigfoot, You have been highly recommended by your peers as a Qualified Person to review my Blog/Article entit...

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    The shoe box is low cost but is attachable by your creditors (whole life insurance is not) and shoe box cash is taxable ...

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    As a Financial Adviser, primarily in the Life Insurance industry, you have to look beyond the death benefit for these 77...

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    Great work explaining how these work Travis! One thing you really have to watch is that they set a criteria to set their...

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    Great psychic income, but a rotten investment. Higher education will be the last bubble to burst...the costs are ridic...

  • Travis Johnson, Stock Gumshoe

    That's yet another version of the "770 account" or "hidden retirement account" -- a form of life insurance, we covered t...

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    Travis doesn't have life insurance Vivian, where does he say that? Convertible term or Universal life automatically lowe...

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    Grateful for the reply. By the way, I checked the Pretium website and found some interesting things. First, some of t...

  • Travis Johnson, Stock Gumshoe

    The 770 accounts? That's life insurance, I've covered it a few times. Participating whole life can generate such return...

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    The so called 770 account is an excellent investment long term if you have at least twenty years to spare. and many are ...

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    The power of compound interest over time is at once the most powerful force available to build wealth and the most diffi...

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    Love the Gumshoe! When you need to know about these rewording of everyday investments I know you will give a straight fo...

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    James, I find the Oxford Club to be one of the most offensive of a bad group. A couple years ago, they ran an ad for (I...

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    As a wholesaler of Indexed Universal Life, I can attest that the claims and "theory" about the tax-free retirement are c...

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    Look, I used to BE an agent with Northwestern Mutual Life. It was and is an excellent company for whom the quality of th...

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    Just to be clear, "770" refers to IRS code number 7703 (possibly 7702) which states that the gains in the cash value of ...

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    Some of the comments in this forum seem to be "plants" to support this 770 plan touted in the video I just viewed. Ther...

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    For the most part ,as I see it, Life Insurance is for protection not an investment vehicle. You buy insurance to provid...

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    This is sobering. Yet so many of our wives outlive us. What man among us gummies buys life insurance for both partners b...

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    Edgar Arceo sells mutual life insurance. Is he cheaper or fairer to policy holders than others? No way to know. I am not...

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    Good review in general, but there a few things that are not 100% right. Arguments against getting this account: Fi...

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    What ALL these comments leave out is this: The lurking danger from the bank on yourself use of policy loans. The danger ...

  • Travis Johnson, Stock Gumshoe

    I don't know much about UK life insurance specifically, there is obviously life insurance in the UK and it also carries ...

  • Travis Johnson, Stock Gumshoe

    Dunno. I probably wouldn't, you'd have to have a good reason because it starts to get much more expensive then and ther...

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    I was a whole life insurance agent at one time. I learned it should have been spelled hole life. They pay the agent big ...

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    Many Years ago, I was a life insurance agent for a mutual company. What I learned, on my own after the fact, is that who...

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    Never cancel a life insurance policy until a policy has been placed in force to replace it if you have any health condit...

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    Weiss is probably the best rater of life insurance companies. Unlike the others, he does not take payments from the com...

  • DBMD

    Still a suspect story, why did Jenkins not call someone like Glenn? Does he not have a cell phone with call forwarding? ...

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    I did the name thing at age 22. Over the years the returns range from 4% to 17%. I have $500k of life insurance that i...

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    At 19, I bought my first whole life insurance policy. It included riders at my desire to add to it in the future. Of co...

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